SHB announced a plan to increase capital to 53,442 billion VND

Saigon - Hanoi Bank (SHB) has just announced a plan to increase its charter capital by an additional VND7,500 billion, to seek shareholders' opinions in writing.

According to the announced plan,SHB plans to issue 750 million shares, equivalent to a ratio of 16.32%; of which 200 million individual shares will be offered to domestic and foreign professional investors, 459.4 million shares will be issued to existing shareholders and 90.6 million shares under the employee stock option program (ESOP).

After completing the issuance, SHB's charter capital will increase by a maximum of VND 7,500 billion, to VND 53,442 billion, expected to rise to the TOP 4 private commercial joint stock banks. The expected implementation time is in the fourth quarter of 2025 and 2026.

Initial private placement to professional investors

The bank plans to offer 200 million shares, equivalent to 4.35% of the outstanding shares, to professional investors. The offering price is determined as the average closing price of SHB shares in 10 consecutive trading sessions immediately before the date the Board of Directors issues a resolution to implement the offering plan.

SHB will allocate capital from the issuance to supplement working capital loans, invest in fixed assets, and increase production and business loans, and implement projects.

SHB wishes to seek partners who are professional investors or accompanying organizations, to improve management capacity, technology and expand the market.

Offer for sale to existing shareholders

In parallel, SHB issued 459.4 million shares to existing shareholders with the right exercise ratio of 100:10 (shareholders owning 100 shares can buy 10 new shares). The total amount raised from the issuance will be used to expand business activities, provide loans for production projects, and supplement working capital...

Issue ESOP to employees

Along with the two rounds of offering shares to professional investors and existing shareholders, SHB will also issue ESOP shares to employees to connect the bank with employees, attract talent, improve work efficiency, and contribute to realizing future strategic goals.

The bank will issue 90.6 million ESOP shares to SHB employees. The ESOP shares will be subject to transfer restrictions for 18 months. The proceeds are expected to be used for credit activities to meet capital needs for the economy .

Increasing charter capital is part of the bank's strategy to improve financial capacity and continue to affirm its role as a capital channel for the economy, accompanying the country into a new era.

According to the financial report for the first 9 months of the year, SHB recorded pre-tax profit of VND12,235 billion, up 36% over the same period, completing 85% of the yearly plan. This is a high growth rate compared to the industry average, demonstrating the effectiveness in credit strategy, cost control and product and service expansion.

As of September 30, 2025, SHB's total assets reached VND 852,695 billion, an increase of 14.1% compared to the end of 2024 and has now exceeded the 2025 plan, aiming for VND 1 million billion in total assets by 2026. Outstanding customer loans reached VND 607,852 billion, an increase of 17% compared to the beginning of the year, demonstrating stable capital absorption capacity and clear competitiveness in approaching the target customer segment.

The cost-to-income ratio (CIR) is 18.9%, one of the banks with the best CIR control in the industry. SHB continues to maintain its position in the TOP of the most efficient banks thanks to the application of transformation, digitalization, and integration of modern technologies into all processes. On the other hand, the Bank strictly controls asset quality with the target of maintaining the bad debt ratio below 2%. Capital adequacy ratios are all better than the regulations of the State Bank and international standards, in which CAR is over 12%, significantly higher than the minimum level of 8% according to Circular 41/2016/TT-NHNN.

In the stock market, SHB shares are known as one of the stocks with the largest trading volume in the market, liquidity is always in the top. Since the beginning, SHB's stock price has increased by 110%, currently fluctuating around 16,900 VND/share. Over the years, SHB has always focused on shareholder benefits, paying dividends regularly at high rates, in both cash and shares. In 2024, SHB will pay dividends in shares at a rate of 13% and 5% in cash, the total dividend rate in 2024 that SHB has paid to shareholders is 18%, expected to continue to be maintained in 2025.

Successful capital increase will help SHB increase its capital buffer, CAR ratio will always be maintained at a high level, far exceeding the minimum requirements of the State Bank's operational safety regulations, demonstrating the Bank's strong financial capacity and good risk tolerance.

SHB is in the process of strong and comprehensive transformation, aiming to become a TOP 1 Bank in terms of efficiency; Most favorite Digital Bank; Best Retail Bank and at the same time a TOP Bank providing capital, financial products and services to strategic private and state enterprise customers, with a supply chain, value chain, ecosystem, and green development. Vision to 2035, SHB will become a modern retail bank, a green bank, a digital bank in the TOP of the region.

Source: https://daibieunhandan.vn/shb-cong-bo-phuong-an-tang-von-len-53-442-ty-dong-10393821.html