Agribank interest rates in August 2025: Stable, highest 4.8%/year for individual customers

Savings interest rates applied to new individual customers in August 2025

Entering August 2025, Agribank will implement a deposit interest rate schedule for individual customers depositing at the counter with a range from 2.1% to 4.8%/year, depending on the term.

For short-term deposits of 1 to 2 months, the interest rate is currently set at 2.1%/year. Meanwhile, for terms of 3 to 5 months, the interest rate is 2.4%/year.

Agribank reduced loan interest rates for the 6th time in 2023 — Agribank interest rate August 2025: highest 4.8%/year

Customers who choose to deposit for 6 to 11 months will enjoy an interest rate of 3.5%/year.

For term deposits from 12 to 18 months, the current interest rate is 4.7%/year.

The longest term of 24 months continues to maintain the highest interest rate at Agribank, reaching 4.8%/year.

Non-term deposits still apply a low interest rate of 0.2%/year.

Agribank's interest rate schedule for individual customers as of August 1, 2025

Term	VND
No term	0.2%
1 month	2.1%
2 Months	2.1%
3 Months	2.4%
4 Months	2.4%
5 Months	2.4%
6 Months	3.5%
7 Months	3.5%
8 Months	3.5%
9 Months	3.5%
10 Months	3.5%
11 Months	3.5%
12 Months	4.7%
13 Months	4.7%
15 Months	4.7%
18 Months	4.7%
24 Months	4.8%
Payment deposit	0.2%

Source: Agribank.

Agribank deposit interest rates for businesses in August 2025 are stable

In August 2025, Agribank maintained the deposit interest rate schedule for corporate customers with a range of 2.1% to 4.5%/year. This is the interest rate level that the bank has kept unchanged since the adjustment at the end of 2024.

Agribank deposit interest rate table applied to corporate customers updated July 2025:

Term	VND
No term	0.2%
1 month	2.1%
2 Months	2.1%
3 Months	2.4%
4 Months	2.4%
5 Months	2.4%
6 Months	3.4%
7 Months	3.4%
8 Months	3.4%
9 Months	3.4%
10 Months	3.4%
11 Months	3.4%
12 Months	4.5%
13 Months	4.5%
15 Months	4.5%
18 Months	4.5%
24 Months	4.5%
Payment deposit	0.2%