The Military Commercial Joint Stock Bank (MB) has just become the first bank in November to announce an increase in deposit interest rates, increasing from 0.3% - 0.5% per year for terms from 1 month to 18 months.

According to the latest online interest rate schedule announced by MB, bank interest rates for terms of 1 month to 3 months have increased by 0.4%/year, to 3.9%/year (1-month term), 4%/year (2-month term) and 4.2%/year (3-month term) respectively.

Online savings interest rates for 4 and 5 month terms increased sharply by 0.5%/year, up to 4.3%/year.

This is also an increase in interest rates for deposits with terms of 6-11 months, after interest rates for deposits with these terms increased to 4.9%/year.

Meanwhile, the interest rate for online deposits with a 12-month term increased by 0.3%/year to 5.2%/year, and for a 13-18-month term increased by 0.4%/year to 5.3%/year.

MB maintains the interest rate for 24-36 month terms at 5.8%/year - the highest rate currently listed by MB.

However, MB has continuously given additional interest rates to customers who have made savings deposits since September.

Recently, this bank announced to give additional savings interest rates to customers depositing money with additional interest rates of up to 0.8%/year when making online savings deposits from October 28 to November 12, 2025.

In addition, customers also have the opportunity to win a VinFast 8 Plus car and other electric motorbike prizes. Specifically, each customer who deposits a minimum of 20 million VND on the digital channel will receive one prize code, with a maximum of 150 prize codes per week.

The condition for customers to receive an additional interest rate of 0.8%/year compared to the listed bank interest rate is that customers choose a deposit term of 2 months, 3 months, 6 months, or 9 months, receive interest at the end of the term, with a deposit amount of 30 million VND or more.

In case after applying incentives, the post-incentive mobilization interest rate is higher than the ceiling mobilization interest rate of the State Bank, the final applied interest rate is the ceiling interest rate according to regulations, i.e. not exceeding 4.75%/year for deposits with terms of less than 6 months.

With an additional interest rate of 0.8%/year for customers depositing savings of 30 million VND or more, the actual interest rate customers receive will be: 4.8%/year for a 2-month term, 4.75%/year for a 3-month term (because the additional interest rate is not allowed to exceed the ceiling) and 5.7%/year for a 6- and 9-month term.

ONLINE DEPOSITS INTEREST RATES AT BANKS ON NOVEMBER 4, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.1 3.8 5.3 5.4 5.6 5.4
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 4.4 4.55 5.8 5.85 6 6.3
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 5.9
BVBANK 3.95 4.15 5.15 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.2 5.7
GPBANK 3.8 3.9 5.35 5.45 5.65 5.65
HDBANK 4.05 4.15 5.3 5.3 5.6 6.1
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.4
MB 3.9 4.2 4.9 4.9 5.2 5.3
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
NCB 4.1 4.3 5.45 5.55 5.7 5.7
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.8 4.1 4.8 4.8 5.3 5.5
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 4.1 4.15 5.2 5.3 5.4 5.6
TECHCOMBANK 3.75 4.45 5.45 4.95 5.55 5.05
TPBANK 3.7 4 4.9 5 5.3 5.6
VCBNEO 4.35 4.55 5.9 5.45 5.8 5.8
VIB 3.8 4 4.8 4.8 5 5.3
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.35 4.55 4.55 5.8 6.1 6.2
VPBANK 4 4.1 5 5 5.2 5.2

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-4-11-2025-tang-toi-0-5-2459028.html