Vietnam Prosperity Joint Stock Commercial Bank (VPBank) continues to adjust interest rates for terms from 2-36 months, including both counter and online deposits.
For customers making online savings deposits, VPBank maintains the interest rate for 1-month deposits and reduces the interest rate for terms from 2-36 months by 0.1%/year, for all different deposit levels.
For deposit accounts under 3 billion VND, VPBank adjusted the 1-month term to 3.7%/year; 2-5 month term to 3.8%/year, 6-11 month term to 4.7%/year, 12-18 month term to 5.2%/year and 24-36 month term to 5.3%/year.
For deposit accounts from 3 billion VND to under 10 billion VND, VPBank applies interest rates for terms from 1-18 months, the same as the interest rates applied to deposit accounts under 3 billion VND. However, the difference occurs in terms of 24-36 months with the latest interest rate being 5.4%/year.
For customers depositing at the counter, from 1 to under 3 billion VND, VPBank maintains the 1-month term interest rate at 3.6%/year. This is also the latest interest rate for 2-5 month terms after VPBank reduced the interest rate for these terms by 0.1%/year; the latest interest rate for 6-11 month terms is 4.5%/year; 12-18 month terms are 5%/year and 24-36 month terms have an interest rate of 5.1%/year.
From 3 billion VND to under 10 billion VND, VPBank's deposit interest rates for terms from 1-18 months are similar to the above interest rate table. However, the interest rate for terms from 24-36 months is 5.2%/year.
Below is a table of interest rates for term deposits online with interest received at the end of the term of banks in Vietnam, updated as of May 2025:
| Bank | 1 month | 3 months | 6 months | 12 months | 18 months | 24 months | 36 months |
| Techcombank | 3.25 | 3.55 | 4.55 | 4.75 | 4.75 | 4.75 | 4.75 |
| VPBank | 3.8 | 4.0 | 5.0 | 5.5 | 5.5 | 5.6 | 5.6 |
| TPBank | 3.7 | 4.0 | 4.8 | 5.3 | 5.5 | 5.8 | 5.8 |
| SeABank | 3.7 | 3.7 | 5.4 | 6.1 | 6.15 | 6.2 | 6.25 |
| VIB | 3.8 | 3.9 | 4.9 | - | 5.3 | 5.4 | 5.4 |
| Vietcombank | 1.6 | 1.9 | 2.9 | 4.6 | - | 4.7 | - |
| VietinBank | 1.7 | 2.0 | 3.0 | 4.7 | 4.7 | 4.7 | 4.8 |
| Agribank | 2.2 | 2.5 | 3.5 | 4.7 | 4.7 | 4.8 | - |
| BIDV | 2.0 | - | 3.3 | 4.7 | 4.7 | 4.9 | 4.9 |
| MBBank | 3.2 | 3.6 | 4.3 | 5.05 | 5.05 | 5.9 | 5.9 |
| ACB | 3.1 | 3.5 | 4.2 | 4.9 | - | - | - |
| ABBank | 3.2 | 3.8 | 5.6 | 5.9 | 5.6 | 5.5 | 5.5 |
| MSB | 4.1 | 4.1 | 5.6 | 5.8 | 5.8 | 5.8 | 5.8 |
| LPBank | 3.6 | 3.9 | 5.1 | 5.5 | 5.8 | 5.8 | 5.8 |
| GPBank | 3.5 | 4.02 | 5.35 | 6.05 | 6.15 | 6.15 | 6.15 |
| Eximbank | 4.0 | 4.3 | 5.3 | 5.5 | 6.7 | 6.8 | 6.8 |
| Kienlongbank | 4.3 | 4.3 | 5.8 | 6.1 | 6.1 | 6.1 | 6.3 |
| SCB | 3.3 | 3.6 | 4.9 | 5.4 | 5.6 | 5.7 | 5.7 |
| SHB | 3.5 | 3.8 | 5.0 | 5.5 | 5.7 | 5.8 | 6.1 |
| PVcomBank | 3.3 | 3.6 | 4.5 | 5.1 | 5.8 | 5.8 | 5.8 |
| Saigonbank | 3.3 | 3.6 | 4.8 | 5.8 | 6.0 | 6.0 | 6.1 |
| VietBank | 4.2 | 4.4 | 5.4 | 5.8 | 5.9 | 5.9 | 5.9 |
| HDBank | 3.85 | 3.95 | 5.3 | 5.6 | 6.1 | 5.5 | 5.5 |
| VietABank | 3.7 | 4.0 | 5.2 | 5.7 | 5.9 | 5.9 | 6.0 |
| NamABank | 4.3 | 4.5 | 5.0 | 5.6 | 5.9 | 5.9 | 5.9 |
| DongABank | 2.8 | 3.0 | 4.1 | 4.6 | 4.6 | 4.6 | 4.6 |
| BAOVIET Bank | 3.3 | 4.35 | 5.2 | 5.8 | 6.0 | 6.0 | 6.0 |
| Viet Capital Bank | 3.9 | 4.05 | 5.4 | 6.0 | 6.3 | 6.3 | - |
| PG Bank | 3.5 | 4.02 | 5.0 | 5.5 | 5.5 | 5.5 | 5.5 |
| BacABank | 3.7 | 3.9 | 5.3 | 5.8 | 5.95 | 5.95 | 5.95 |
| NCB | 4.0 | 4.2 | 5.35 | 5.6 | 5.6 | 5.6 | 5.6 |
| CBBank | 4.15 | 4.35 | 5.85 | 6.0 | 6.0 | 6.0 | 6.0 |
| OCB | 4.0 | 4.2 | 5.2 | 5.3 | 5.5 | 5.7 | 5.9 |
| OceanBank | 4.1 | 4.4 | 5.4 | 5.8 | 6.1 | 6.1 | 6.1 |
Source: https://baolangson.vn/lai-suat-ngan-hang-ngay-27-5-mot-ngan-hang-dieu-chinh-muc-lai-suat-ca-tai-quay-va-truc-tuyen-5048278.html
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