Banks expand loans to connect settlement and career

BIDV Gia Lai Branch actively supports customers in transactions at the Head Office. **Photo: Son Ca**

In the context of urgently implementing the Party and State's major policy on rearranging and reorganizing administrative units according to the 2-level local government model, merging the two provinces of Binh Dinh and Gia Lai into the new Gia Lai province. This is a major shift in administrative boundaries, expanding the space for comprehensive socio -economic development. In order to meet the needs of settling down, bank branches in the province promote consumer loans, living loans, loans for buying houses and residential land.

Mr. Tran Van Chuong - Director of BIDV Gia Lai Branch shared: "Understanding the needs of customers, the Branch is focusing on promoting consumer and living loans, expanding the area of loans for land purchase, home purchase, and home construction. With the advantage of abundant capital, preferential interest rates, and long loan terms suitable to the conditions and financial capacity of customers".

Mr. Chuong also said that for customers who are cadres, civil servants and public employees, BIDV Gia Lai is implementing a complete credit product package (consumer loans, housing loans, production and business loans, credit cards) designed specifically for employees who are receiving salaries through BIDV accounts with special preferential interest rates from only 5%/year.

Accordingly, the preferential interest rate loan packages include: Consumer loan package without collateral; Consumer loan package with collateral; Housing loan package, preferential loan interest rate from only 5.5%/year, maximum loan amount of 85% of contract value, loan term up to 20 years; Home loan package for young people under 35 years old, fixed loan interest rate of 5.5%/year for 3 years from the time of first disbursement.

Agribank Dong Gia Lai Branch is implementing consumer, lifestyle, and home loan packages with preferential interest rates for customers. **Photo: Son Ca**

Not only offering preferential loan packages on interest rates for buying houses and land, commercial bank branches also actively seek customers, proactively support in terms of documents and procedures, creating conditions for customers to quickly and conveniently access credit capital to achieve the goal of settling down right in the area where they live or in the new Gia Lai province.

Meanwhile, with the desire to accompany customers in the transition period of work and future financial planning, Agribank officially launched the preferential program "Preferential savings - Solid tomorrow", exclusively for those who retire before the age of enjoying the regime and policies according to Decree No. 177/2024/ND-CP, Decree No. 178/2024/ND-CP of the Government. At the same time, Agribank promotes consumer loan programs, life loans, home loans for young customers, customers who are officials, civil servants, and public employees who are receiving salary through Agribank accounts...

Mr. Tran Quang Tuan - Deputy Director in charge of Agribank Dong Gia Lai Branch informed: "In the current context, the need to own a house and stabilize life is increasing among many customers in general, the Branch identifies the field of consumer loans, loans to buy houses and land as a field with a lot of potential, room for growth in credit balance in the long term". On Agribank's side, proactively coordinate and create conditions to support customers to the maximum in terms of interest rates, loan terms as well as documents, accompanying conditions and procedures, helping customers achieve their goal of settling down right on the spot or in the new province.

Source: https://baogialai.com.vn/ngan-hang-mo-rong-cho-vay-ket-noi-an-cu-lap-nghiep-post329148.html