NCB Bank completed increasing charter capital to 19,280 billion VND

National Citizen Commercial Joint Stock Bank (NCB) has just completed the private issuance of 750 million shares, officially raising its charter capital to VND19,280 billion, 1 year earlier than the schedule at PACCL.

Completing charter capital increase ahead of schedule to meet operational safety requirements

The State Securities Commission has just issued an official dispatch on receiving documents and reports on the results of the private offering of 750 million shares of the National Citizen Commercial Joint Stock Bank (NCB). Previously, NCB also announced the resolution of the Board of Directors approving the results of this share offering.

Thus, NCB has successfully issued 100% of the number of shares offered to 17 domestic investors, equivalent to 750 million shares, with a par value of VND 10,000/share. The closing date of the issuance is October 20, 2025. The total amount of money raised from this offering is VND 7,500 billion, thereby officially completing the increase of NCB's charter capital to VND 19,280 billion - 1 year earlier than the roadmap set out in the Restructuring Plan approved by competent authorities. This result not only shows investors' confidence in the bank's strategy, development roadmap and bright future, but also demonstrates NCB's determination to gradually complete the Restructuring Plan ahead of schedule, meeting the goals of safe, effective operations and sustainable development.

The increase in charter capital demonstrates NCB's determination to gradually complete the approved restructuring plan ahead of schedule.

Completing the third consecutive capital increase within 4 years (2022-2025) also puts NCB in the group of banks with high charter capital in the market, meeting well and fully complying with the operational safety indicators according to Circular No. 41/2016/TT-NHNN regulating capital safety ratios for banks and foreign bank branches of the State Bank. Previously, NCB also impressed the market when it increased its charter capital to nearly VND 11,780 billion in 2024, bringing the bank from the small-scale group to the medium-scale group.

This is a testament to NCB's strong determination and strategic steps to improve its financial capacity, create a solid foundation for expanding its business operations, and affirm its increasingly competitive capacity in the market. According to the roadmap, NCB will continue to increase its charter capital in the coming years, ready to create a difference, innovate, and create breakthroughs, aiming to become one of the most prestigious banks, providing the best financial services and solutions in the market.

Sweet fruits from a methodical and effective development strategy

Completing the capital increase 1 year earlier than the roadmap in the Restructuring Plan not only affirms the strong resilience of a bank that is restructuring in the right direction and effectively, but also affirms the correctness of the strategy and appropriate, methodical solutions that NCB has chosen.

Recently, NCB announced that it has exceeded all 2025 business targets after only 9 months. Accordingly, NCB's after-tax profit for the first 9 months of 2025 reached more than 652 billion VND, marking a clear and strong change compared to the results of the same period in 2024.

NCB is accelerating the restructuring process and entering a new growth trajectory.

Total assets as of September 30, 2025 reached more than VND 154,100 billion, an increase of 30% compared to the end of 2024 and exceeding the plan by 14%, capital mobilization (excluding issuance of valuable papers) reached nearly VND 119,326 billion and customer loans reached more than VND 94,956 billion, up 24% and 33% respectively compared to the end of 2024 and exceeding the 2025 plan by 1% and 3% respectively. With effective solutions, NCB is currently controlling debt quality very well. The ratio of bad debt to total outstanding customer loans is well controlled according to the restructuring plan roadmap, while the bad debt ratio for new disbursements is controlled at below 1%, credit quality is positively improved and the portfolio of profitable assets is significantly expanded.

Continuing the growth momentum, NCB is continuing to accelerate the comprehensive transformation process, creating a new version of the bank with the Digital Wealth strategy, redefining the banking experience through innovative thinking, being the center of financial service innovation, pioneering the development of products and services on the most advanced technology platform, aiming to become a socially responsible bank, contributing to the sustainable development of the community that NCB serves.

The initial sweet fruits mark the journey of nearly 5 years of NCB's steadfast and determined implementation of a series of comprehensive restructuring solutions and new strategy implementation, with the participation of a new management and executive team rich in experience, dedication, vision, and talent, along with the accompaniment of the world's leading strategic consulting organization. At the same time, it demonstrates the bank's aspiration for a new brilliant development chapter, joining the country on the path to a prosperous and powerful era.

Source: https://baodautu.vn/ngan-hang-ncb-hoan-thanh-tang-von-dieu-le-len-19280-ty-dong-d421029.html