Easy access to loans leads to a thriving business.
To support people and businesses in accessing affordable capital and boost production and business, TPBank launched a credit package with a limit of up to VND 1,000 billion at the beginning of the Year of the Snake (2015), with preferential interest rates reduced to just 4.7%. The target customer base for this credit package has been expanded more than ever, targeting all first-time business borrowers at TPBank, as well as existing customers receiving loans of VND 3 billion or more, or those with Shop Level 2 or 3 accounts at TPBank.
Specifically, the business loan program, valid from now until the end of March, includes three loan packages with incentives designed to meet the diverse needs of each customer segment. TPBank's business loan interest rates are more attractive than ever, having dropped significantly to just 4.7%, with an early repayment fee of only 1%. Borrowers can also choose a loan package with the option of early repayment at any time with zero fee, and interest rates starting from just 5.7%.
For micro, small, and medium-sized enterprises (MSMEs), TPBank offers extremely favorable loan interest rates, only 0.3% higher than the standard rate, equivalent to just 5%.
Specifically, TPBank is willing to further reduce interest rates by 0.4% for any customer who transfers sales revenue to a TPBank account.
At TPBank, when borrowing for business purposes, customers can borrow up to 90% of the planned capital, with a loan term of up to 84 months. The bank also offers diverse loan methods, from credit limits up to 36 months, single-transaction loans, or overdrafts on payment accounts.
With breakthroughs in lending methods, utilizing modern technology and streamlined paperwork, TPBank provides customers with a seamless and convenient borrowing experience. TPBank is always ready to optimize approval and disbursement times with simple application forms, simplified procedures, and flexibility in recognizing revenue from diverse and practical business activities.
Buying a house, buying a car, bringing abundant wealth.
To kick off the new year, TPBank has immediately launched a loan package for buying, building, or renovating homes with a drastically reduced interest rate starting from just 6% per year. This rate is valid from now until July 31st. Especially for high-end customers, from now until March 31st, customers can receive a further deep discount on interest rates, starting from just 5.9%, fixed for 12 months.
At TPBank, customers needing loans to buy/build/renovate a house can receive support up to 100% of their capital needs with loan terms up to 30 years. Customers can use the property acquired with the loan, or other assets of the customer, as collateral.
For customers needing car loans at the beginning of the year, TPBank also brings good news with interest rates starting from only 6% fixed for the first 6 months, or 7.1% fixed for the first 12 months. The maximum loan-to-value ratio has increased to 80%. For existing customers who have previously taken out car loans with TPBank, they can receive a significantly reduced interest rate starting from only 6.6%, fixed for 12 months. Especially, with simple loan conditions and quick procedures, TPBank commits to approving car loan applications within 24 working hours and disbursing funds super fast, within just 4 hours of approval.
In addition, TPBank has launched a Digital car loan application through its TPBank Partner system in cooperation with car manufacturers, helping customers quickly access car loans easily with application approval times of just 1 minute.
To learn more about the latest interest rate promotions, customers can contact any TPBank branch or transaction office directly, or contact TPBank's 24/7 customer service hotline at 1900 6036 or 1900 58 58 85 for advice.
Source: https://thoibaonganhang.vn/tpbank-kich-hoat-loat-uu-dai-lai-suat-cho-vay-chi-tu-47-160547.html
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