Girl shows off receiving 150 million VND maternity allowance, netizens rush to "ask for luck"

Cô gái khoe nhận trợ cấp thai sản 150 triệu đồng, dân mạng ồ ạt xin vía - 1 — Maternity leave is an important social insurance scheme that supports female workers during childbirth and the period of raising young children (Illustrative image: Hoang Yen).

Recently, An Binh posted on TikTok showing off her maternity allowance of nearly 150 million VND, causing a stir among many workers who "wished for the same luck" to receive the same amount. Many also wondered how she managed to get such a large maternity allowance.

According to the Vietnam Social Security, the maternity benefit rate is stipulated in Article 39 of the 2014 Social Insurance Law. Accordingly, female employees who give birth are entitled to 6 months of maternity allowance, with the monthly benefit equal to 100% of the average monthly salary used for social insurance contributions during the 6 months prior to taking maternity leave.

Furthermore, Article 38 of the 2014 Social Insurance Law stipulates: "Female employees who give birth or employees who adopt a child under 6 months old are entitled to a one-time allowance for each child equal to twice the basic salary in the month the female employee gives birth or the month the employee adopts the child."

In accordance with the above regulations, the maternity allowance for female workers upon childbirth is equal to 6 months' salary (average of the 6 consecutive months before childbirth) and a one-time allowance equal to 2 times the basic salary (currently 3.6 million VND).

Therefore, to receive the 150 million VND maternity allowance, a female worker must have an average monthly salary of 25 million VND for the six consecutive months prior to giving birth. It's important to note that this salary is the amount used as the basis for monthly social insurance contributions.

150 million VND is not the highest maternity allowance a female worker can receive. For specialist and managerial positions in large companies, salaries of tens of millions of VND per month are not uncommon. The higher the salary subject to social insurance contributions, the higher the maternity allowance will be. However, there is also a maximum limit to the maternity allowance.

According to current regulations, the maximum salary used as the basis for social insurance contributions is 20 times the base salary. Currently, the base salary is 1.8 million VND/month, so this maximum is 36 million VND/month.

Therefore, even if the employee's actual salary is very high, the salary used as the basis for social insurance contributions is still only calculated at 36 million VND/month. Consequently, the maximum maternity allowance for female employees giving birth will be 219.6 million VND (6 months' salary = 216 million VND and 3.6 million VND as a one-time allowance).

Currently, maternity leave is an important benefit for workers, especially female workers. According to the 2024 report summarizing the implementation of the Social Insurance Law by the Ministry of Labor, Invalids and Social Affairs , since the introduction of maternity leave, the number of people receiving this benefit has continuously increased over the years. In the six years from 2016 to 2021, over 10 million people received maternity benefits.

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