Optimal self-generating working capital with VIB Super Yield Account for businesses

(Dan Tri) - Vietnam International Bank (VIB) has expanded the application of VIB Super Yield Accounts for business households and enterprises, helping to generate effective profits for each working capital with a yield of up to 4.5%/year.

Super Yield Account - Solution to help self-employed working capital

Developed from the philosophy of optimizing cash flow value anytime, anywhere, the Super Yield Account for businesses is one of VIB 's outstanding features to awaken the profit potential of working capital.

Now, the balance in the temporary payment account of the enterprise that is not used can generate profit every day with a yield of up to 4.5%/year. Enterprises can take advantage of every short-term capital to optimize efficiency without complicated operations, procedures or being bound by terms, penalties when withdrawing money...

The balance exceeding the minimum threshold that the enterprise has registered will automatically be converted to profit every day, transparently and completely proactively. Enterprises can use capital at any time for periodic or ad hoc payments without missing out on profit opportunities. Thanks to that, the working capital flow not only serves operations but can also do business intelligently, sustainably and effectively.

Businesses can optimize the efficiency of every short-term capital with VIB Super Yield account.

Products for all businesses and enterprises

On May 16, VIB launched the Super Yield account for business households and small and medium enterprises (SMEs) on the VIB Business digital banking platform. After 2 weeks, the Super Yield account was also available on VIB's corporate Internet banking for large enterprises.

Now, to experience the practical value from the ability to generate profits every day that the Super Yield account brings, millions of businesses and business households nationwide can immediately activate this feature on the VIB Business application (SME, business households) or VIB corporate customer Internet banking (large enterprises).

VIB Super Yield Account is now available on corporate Internet banking for large enterprises (Illustration photo: VIB).

This also marks an important milestone, affirming VIB's strategic orientation in spreading proactive profit-making tools to all business sizes, from household businesses, SMEs to large-scale enterprises.

The expansion of the target audience not only demonstrates VIB's system technology capacity but also its commitment to creating real value for corporate customers. From there, the Super Yield account can contribute to becoming a simple yet effective solution to maximize every penny of capital.

Establishing a profitable mechanism of up to 4.5%/year for working capital not only helps businesses make the most of available resources, but also creates a new layer of value from being proactive.

VIB provides comprehensive financial solutions for businesses

The Super Yield Account is an important piece in the comprehensive financial solution package that VIB is developing for businesses. From cash flow management, spending, investment funding, to international payments and digital management, all are integrated on a smart, secure and intuitive digital platform, including VIB Business, VIB Corp, and VIB corporate Internet banking.

VIB provides a comprehensive digital financial ecosystem for businesses.

In addition, businesses can take advantage of the VIB Business Card corporate credit card assistant to manage operating costs, marketing or recurring purchases with an interest-free period of up to 58 days, or unlimited cashback on all spending.

For SME businesses in need of additional capital, they can immediately use short-term unsecured capital up to 1 billion VND with interest-free period of up to 58 days via VIB Business Card credit card or VIB Business Loan working capital supplement loan package up to 150 billion VND, loan ratio up to 90% of collateral value, interest rate from 6.7%/year.

In addition, the VIB Business digital banking application integrates a series of breakthrough technologies such as SoftPOS (turning phones into POS machines), QR Merchant (generating unique QR payment codes for stores) and Voice Alert (voice-based transaction notifications) along with a series of solutions from partners VNPAY Invoice (electronic invoices), VNeDOC (digital contract management), VNPAYB2B (modern B2B business payment system) to help businesses streamline operations and control operations anytime, anywhere.

Idle capital may not be large, but if exploited properly, businesses can create a sustainable stream of income, helping to optimize daily operating efficiency.

For details, see here for business households and SMEs, see here for large enterprises.

SME businesses can easily open a payment account in just a few steps: Download the VIB Business app from the Apple Store or Play Store, register business information and legal representative, choose a beautiful account number according to needs, authenticate digital signature and activate the Super Yield feature.

Once completed, the account will be immediately operational, allowing businesses to make regular payment transactions and generate daily profits from the balance exceeding the minimum threshold without having to transfer money to another account or being bound by a term.

Source: https://dantri.com.vn/kinh-doanh/dong-von-luu-dong-tu-sinh-loi-toi-uu-voi-tai-khoan-sieu-loi-suat-vib-danh-cho-doanh-nghiep-20250607083549502.htm