More than 3,500 business households "flocked" to find solutions at the workshop on abolishing lump-sum tax

Ho Chi Minh City, September 12, 2025 - The workshop "Resolving concerns for business households about abolishing lump-sum tax" was jointly organized by MISA Joint Stock Company and Vietnam Prosperity Joint Stock Commercial Bank (VPBank), attracting the participation of tax authorities, financial and accounting experts, press agencies, and nearly 500 business households participating directly and more than 3,000 business households watching online. The event affirmed the urgency of converting from lump-sum tax to declaration, providing timely answers to the business household community.

Nearly 500 businesses participated directly.

More than 3,000 businesses watched online on MISA 's Zoom rooms.

Speaking at the opening of the workshop, Mr. Nguyen Minh Tuan - Deputy General Director of MISA emphasized that when the lump-sum tax is abolished, business households have the opportunity to escape the rut of "small, moderate business" to be more transparent, easily access capital from banks, cooperate with businesses, participate deeply in the value chain and affirm their reputation in the market.

Mr. Nguyen Minh Tuan - Deputy General Director of MISA delivered the opening speech.

Opening the program, Ms. Nguyen Thi Cuc - President of the Vietnam Tax Consulting Association, Former Deputy Director General of the General Department of Taxation, emphasized that the tax policy for business households and individuals is undergoing important changes to create a transparent and fair business environment and promote private economic development in the spirit of Resolution 68-NQ/TW. Accordingly, the Law on Tax Administration and guiding documents stipulate two tax calculation methods: lump-sum tax and declaration. In particular, from 2026, lump-sum tax will be eliminated and replaced by a declaration mechanism associated with invoices and documents, helping business households proactively determine revenue, expenses and tax payable. At the same time, households with small revenue (under 200 million VND/year from 2026) are exempt from VAT and personal income tax, while large-scale households will have to apply stricter declaration and management methods.

Ms. Nguyen Thi Cuc - President of Vietnam Tax Consultants Association, Former Deputy General Director of General Department of Taxation shared about Tax policy for business households and individuals, contributing to promoting private economic development.

The transition from lump-sum tax to electronic declaration and use of invoices brings many benefits such as: enhancing reputation, transparency of operations, convenience in borrowing capital and business cooperation, and at the same time creating a foundation for business households to gradually develop into enterprises. The State also offers support solutions such as reducing costs of accessing land, credit, applying digital transformation, training human resources and tax exemptions in the early stages of converting to enterprises. This is an important step to promote the role of the private economic sector - currently contributing about 50% of GDP and employing more than 80% of the country's workforce - to become the main driving force for sustainable growth.

To support business households and individuals to comply with tax regulations and electronic invoices according to Resolution 68-NQ/TW and Decree 70/2025/ND-CP, Ms. Bui Thi Trang - Director of MISA Retail Solutions introduced a set of solutions for sales management - electronic invoices - tax declaration specifically for business households. This solution set was developed by MISA with the goal of helping business households manage comprehensively and effectively, easy to deploy, fully comply with tax regulations and optimize costs.

Ms. Bui Thi Trang - Director of MISA Retail Solutions introduced the sales management solution set - electronic invoices - tax declaration specifically for business households.

In particular, MISA's solutions are designed to accompany the entire development journey of business households: from micro, small, medium to large scale, even when transforming into an enterprise. From simple sales management at a store, to expanding the scale of multi-channel sales, many branches, MISA provides suitable tools to help business households manage effectively, issue invoices, declare taxes, complete accounting books easily and focus on business development.

For small businesses, MISA has developed the MISA eShop Business Sales Management Platform to help businesses manage all sales activities, issue invoices, manage books, declare taxes, etc. on just one application and with just one smartphone. In addition, the integrated artificial intelligence (AI) solution helps sellers place orders by voice quickly and easily. The software also automatically synthesizes data and sends sample tax declarations to the tax authority right on the phone.

For larger businesses, MISA provides a solution set including MISA eShop software and hardware (POS system), helping businesses issue invoices promptly upon sale. MISA eShop software is also directly connected to MISA's accounting and tax solutions, to automate data entry, accounting, declaration and electronic tax payment right on the software. In addition, the software is also integrated with the MISA ASP Service Accounting Platform, helping to connect directly with nearly 24,000 accounting and tax experts, ready to serve millions of businesses switching to declaration, improving professionalism in financial management, standardizing accounting, tax compliance and sustainable development.

Following MISA's digital solutions, Mr. Ngo Binh Nguyen - Director of VPBank's Household Business Segment introduced suitable financial solutions specifically for households such as the V20K loan package with preferential interest rates from only 3.99%/year for mortgage loans, loan limit up to 20,000 billion VND, or opening a VPBank CommCredit credit card with a refund of up to 12%, or profitable accumulation solutions with attractive yields of up to 4.5% from the Super Profit tool, especially suitable for customers with idle cash flow in the short term.

Mr. Ngo Binh Nguyen - Director of VPBank Household Business Segment introduced suitable financial solutions specifically for households.

Mr. Nguyen said: “VPBank is committed to accompanying the business customer community, from individuals to individual business households, not only providing capital but also supporting operational management, insurance and reinvestment, creating a closed value chain. From there, promoting long-term prosperity for customers and for the entire Vietnamese business community.”

Discussion "Resolving concerns for business households about eliminating lump-sum tax and promoting private economic development".

Within the framework of the program, the discussion section "Resolving concerns for business households about abolishing lump-sum tax and promoting private economic development" took place with the participation of speakers: Ms. Nguyen Thi Cuc - President of the Vietnam Tax Consulting Association, Former Deputy Director of the General Department of Taxation; Ms. Le Thi Thu Huong - President of the Tax Consulting and Agent Association of Ho Chi Minh City, Former Deputy Director of the Ho Chi Minh City Tax Department; Mr. Nguyen Minh Tuan - Deputy General Director of MISA Joint Stock Company; Mr. Ngo Binh Nguyen - Director of VPBank's business household segment, moderated by Ms. Bui Thi Trang - Director of MISA Retail Solutions. The speakers discussed and analyzed the legal regulations and new obligations of business households after abolishing lump-sum tax in some specific cases, technology solutions to support households in making invoices - managing books - declaring, and opportunities to access capital and cash flow for business households to transform digitally conveniently and sustainably.

Businesses directly experience MISA's MISA eShop solution at the event.

Businesses directly experience MISA's MISA eShop solution at the event.

With more than three decades of experience in technology development in the field of finance - accounting - tax , MISA is committed to accompanying households and business individuals to effectively and conveniently implement the invoice regime and tax payment obligations in accordance with the provisions of Resolution 68-NQ/TW, Resolution 198/2025/QH15 and Decree 70/2025/ND-CP.

Source: https://www.misa.vn/153487/hon-3-500-ho-kinh-doanh-do-bo-tim-loi-giai-tai-hoi-thao-bo-thue-khoan/