Owning your first home is a huge goal for anyone, especially young people between the ages of 20 and 35. It is not only a financial decision but also an important step towards building a stable life and settling down.
However, young people are facing great barriers, making that dream even more distant. The biggest pressure is financial problems, not having enough capacity and not finding flexible financial support solutions that suit their needs and personal circumstances.
Understanding this need, and responding to the Government 's policy of supporting young people to access housing, many banks have quickly researched and implemented preferential loan packages for young people with outstanding preferential policies to help the young generation easily realize their dream of settling down.
Southeast Asia Commercial Joint Stock Bank ( SeABank ) - one of the pioneering banks has launched the product "Fulfilling the dream of settling down" to help reduce financial burden, bringing peace of mind to young customers who need to borrow to buy a house. Accordingly, SeABank applies attractive interest rates with many fixed options up to 60 months, currently only from 5.8%/year, among the lowest in the market, helping young customers save costs throughout the debt repayment process. Customers enjoy a principal repayment grace period of up to 5 years. During the grace period, customers only need to pay interest without having to pay principal, creating favorable conditions to stabilize personal and family finances in the first years after owning a house.
A highlight of the “Fulfilling the dream of settling down” loan package is the loan term of up to 55 years. This is one of the longest terms on the market today, helping customers significantly reduce the pressure of monthly debt repayment, thereby easily building a stable financial plan in the long term. In addition, SeABank also applies a flexible principal and interest payment method. In the first 15 years, customers only need to pay 5% of the principal each year, which makes it easier to manage costs without having to worry about the initial financial burden.
The timely and rapid product launch not only demonstrates SeABank's social responsibility in accompanying the development of the community, especially the youth, but is also a practical action in response to the Prime Minister 's direction.
For more details about the promotion program, customers can contact the nearest SeABank transaction points, via hotline 1900 555 587 or website www.seabank.com.vn, SeABank fanpage.
Information about SeABank
Established in 1994, SeABank is one of the leading joint stock commercial banks in Vietnam with nearly 4 million customers, nearly 5,300 employees and 181 transaction points nationwide. SeABank's goal is to become a typical retail bank with a customer-centric strategy by providing a diverse system of financial products and services to individuals, small businesses and large enterprises. SeABank is considered one of the pillars in the banking system with a charter capital of VND 28,450 billion, ranked Ba3 by Moody's in many important categories, and is one of the first banks to implement Basel III international risk management standards.
According to the development strategy of "Digital Convergence", SeABank focuses on digitizing products and services as well as applying technology in internal operations and investing in building modern technology infrastructure to optimize processes, increase operational efficiency, bring customers a different experience of digital banking services, aiming to become the most favorite retail bank.
Source: https://hanoimoi.vn/lai-suat-chi-5-8-nam-thoi-diem-vang-mua-nha-nam-2025-nguoi-tre-khong-the-bo-lo-700821.html
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