Savings interest rates increase slightly in short terms

VTV.vn - Short-term savings interest rates increased slightly in the context of strong credit growth in the entire system, forecast to create pressure on capital mobilization and lending interest rates at the end of the year.

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At the end of September 2025, a number of joint stock commercial banks increased savings interest rates for terms from 1 month to 6 months by about 0.2 to 0.3 percentage points compared to the beginning of the month.

A survey of banks' savings interest rates shows that 1-month savings interest rates have increased slightly to about 3.8%. For 3-month savings, interest rates have also been adjusted to increase sharply to over 4.3%.

On the credit side, by the end of August 2025, outstanding credit balance of the entire system had increased by more than 11% - the highest increase in many years.

The credit expansion momentum is expected to be maintained in the coming months, with the annual credit growth target likely to reach 16% or more. However, the strong credit growth may force banks to boost capital mobilization, thereby creating upward pressure on deposit interest rates and lending interest rates in the final period of the year.

Source: https://vtv.vn/lai-suat-tiet-kiem-tang-nhe-o-cac-ky-han-ngan-100251002083601152.htm