From September 3, counter banking services will reopen as normal.

During the holiday, regular interbank transfer service will be suspended from 4:00 p.m. on August 29, transactions after this time will be processed on September 3.

Overdraft loans will also be suspended from 5pm on August 29, and applications made after this time will be disbursed on September 3.

During the holiday, 24/7 express money transfer service and internal bank transfer will operate normally.

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ATM withdrawals and 24/7 fast money transfers are still available during the holidays. Photo: Nam Khanh

For recurring transfers, if the account has enough money, the system will deduct normally for internal transfers. 24/7 express transfers and interbank transfers will be processed on September 3.

If the account does not have enough money, the system will send a warning and will not continue to deduct money even if the customer deposits additional money later.

For new online term savings transactions, some banks calculate interest on new online term savings transactions according to the following rule: Newly opened from 9:00 p.m. on August 30 will be calculated interest from August 31. Newly opened from 8:00 p.m. on August 31 will be calculated interest from September 1. Newly opened from 8:00 p.m. on September 1 will be calculated interest from September 3 (because September 2 is a holiday, no interest is calculated).

For certificates of deposit, customers can make transactions flexibly at any time of the day. However, in some special cases such as holidays/outside of business hours, the order matching process may be temporarily interrupted, resulting in slower transaction processing than usual.

Online savings books that are due for final settlement will still be automatically renewed online if customers have a need. In case of savings at the counter, customers who make final settlement on the first working day after the holiday (September 3) will receive term interest for the entire actual deposit period.

Deposit accounts are not automatically renewed, the maturity date on August 31 will be automatically settled at 00:00 on the same day. The maturity date on September 1-2 will be automatically settled at 23:00 on August 31. The maturity date on September 3 will be automatically settled at 23:00 on September 1. The term interest period will be calculated based on the actual number of days of the deposit.

Source: https://vietnamnet.vn/nghi-le-quoc-khanh-2-9-nhung-dich-vu-ngan-hang-nao-se-tam-ngung-2435790.html