SeABank representative said that owning the first home is a big goal for anyone, especially young people between the ages of 20 and 35. It is not only a financial decision but also an important step to build a stable life and settle down. However, young people are facing major barriers, making that dream even more distant. Among them, the biggest pressure is the financial problem, not having enough capacity and not finding a flexible financial support solution that suits their needs and personal circumstances.
Customers transacting at SeABank are advised on suitable financial services. Photo: PHAN THU |
Understanding this need, SeABank has launched the product "Fulfilling the dream of settling down" to help reduce the financial burden, bringing peace of mind to young customers who need to borrow to buy a house. Accordingly, SeABank applies attractive interest rates with many fixed options up to 60 months, currently only from 5.8%/year, among the lowest in the market, helping young customers save costs throughout the debt repayment process. Customers enjoy a principal repayment grace period of up to 5 years. During the grace period, customers only need to pay interest without having to pay principal, creating favorable conditions to stabilize personal and family finances in the first years after owning a house.
A highlight of the “Fulfilling the dream of settling down” loan package is the loan term of up to 55 years. This is one of the longest terms on the market today, helping customers significantly reduce the pressure of monthly debt repayment, thereby easily building a stable financial plan in the long term. In addition, SeABank also applies a flexible principal and interest payment method. In the first 15 years, customers only need to pay 5% of the principal each year, which makes it easier to manage costs without having to worry about the initial financial burden.
The timely and rapid launch of the product for young people to borrow to buy houses not only demonstrates SeABank's social responsibility in accompanying the development of the community, especially the youth, but is also a practical action in response to the direction of the Prime Minister . For more details about the incentive program, customers can contact the nearest SeABank transaction points, via hotline 1900 555 587 or website www.seabank.com.vn , SeABank fanpage.
Source: https://www.qdnd.vn/kinh-te/cac-van-de/seabank-giup-the-he-tre-hien-thuc-hoa-giac-mo-so-huu-nha-o-826937
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