Year-end cash flow trends: Bank savings become the optimal choice

The new trend shows that users are shifting from risky investment channels to safe accumulation solutions, with bank savings returning to the leading choice.

Cash flow trends after a volatile year

Market fluctuations have made many people realize that risk management is as important as profit seeking. The financial behavior of many users has therefore changed: they actively accumulate more, limit "betting" on highly volatile channels.

The year-end cash flow trend shows that users are shifting from risky investment channels to safe accumulation solutions, in which bank savings are back as one of the leading choices. Photo: CTG .

In addition to the goal of sustainable profits, users also choose peace of mind and trust to entrust their investment assets. Goals such as tuition fees, shopping plans, or family safety funds all make the accumulation solution more suitable.

Create a stable profit base for the new year

Financial experts assess that the end of the year is the ideal time to "lock" interest rates for 6-12 month term savings, ensuring a stable profit for financial planning for the new year. When depositing at this time, customers will be guaranteed to keep the same interest rate throughout the term, regardless of market changes. Saving at the bank is therefore not only a solution to preserve assets but also a strategic step in the journey of personal financial management.

Bank savings: An effective accumulation channel in the short and medium term

Saving at banks is always a familiar choice because it ensures two values ​​that users are looking for: stable profits and proactive control of cash flow. In the context of banks increasing incentives during the peak season at the end of the year, it has brought good benefits to depositors, depositors can receive benefits immediately, instead of having to wait for results like investment channels.

As the demand for savings increases, VietinBank 's "Profitable savings - Instant gifts" promotion program is widely favored by customers thanks to its clear mechanism: depositing savings means receiving valuable cash gifts immediately and enjoying outstanding incentives.

Accordingly, when customers open a new savings account at the counter, they will receive a cash or gift worth up to VND800,000. In particular, customers who meet the conditions on days such as October 20, November 20, December 24 or March 6 will receive a beautiful account number worth up to VND5 million.

In addition, technology-loving customers can deposit savings online via VietinBank iPay Mobile to double their Loyalty points, which can be used to redeem their favorite gifts within the bank's service ecosystem.

This is VietinBank's biggest promotion program of the year for depositing customers, attracting the attention of many customers nationwide, with the total promotional value for customers reaching over 8 billion VND.

Customers can participate in savings deposits and receive incentives directly at any VietinBank branch/transaction office nationwide or on the VietinBank iPay Mobile application.

Information on the program "Profitable savings - Instant gifts" is updated on the VietinBank website.

Program details here

Source: https://nongnghiepmoitruong.vn/xu-huong-dong-tien-cuoi-nam-tiet-kiem-ngan-hang-tro-thanh-lua-chon-toi-uu-d784713.html