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Zalopay integrates a series of digital financial products

DNVN - Payment platform Zalopay and digital bank Cake by VPBank announced on June 3 a comprehensive cooperation, integrating Cake's key financial products right on the Zalopay application: supporting opening Cake credit cards, quick loans, savings deposits, expanding access to safe, easy-to-use digital financial products for customers.

Tạp chí Doanh NghiệpTạp chí Doanh Nghiệp03/06/2025

Ms. Le Lan Chi - General Director of Zalopay, and Mr. Nguyen Huu Quang - General Director of Cake by VPBank Digital Bank signed a comprehensive cooperation agreement, integrating a series of digital financial products on the Zalopay platform.

With more than 16 million users, Zalopay is not only a digital payment platform but also acts as a bridge between users and banking services in general. Through this integration, financial products that are typically specialized by banks such as credit cards, consumer loans or online savings from Cake have now become more accessible and suitable for daily use - especially for young customers who love technology and convenience.

To make that happen, Zalopay and Cake have coordinated and deeply applied modern financial technology, including artificial intelligence (AI) to optimize the entire process - from registration to approval and disbursement. Thanks to that, users can quickly access personalized financial products, suitable for their own conditions and needs after just a few minutes of operation right on the phone.


The cooperation between Zalopay and Cake marks a new step in the journey of connecting fintech and digital banking.


Sharing about the cooperation, Mr. Nguyen Huu Quang - General Director of Cake by VPBank Digital Bank said: "The cooperation with Zalopay reflects the common vision and commitment of the two units in enhancing the digital financial experience for Vietnamese users. Through this cooperation, tens of millions of users will easily access useful and safe financial solutions, contributing to the growth of the two parties' scale of operations, while actively contributing to the national financial inclusion strategy."

Also at the event, Mr. Tran Ba Khoi Nguyen - Deputy General Director of Zalopay emphasized: "Zalopay always aims to become a comprehensive, simple and accessible financial touchpoint for all users. Cooperating with Cake helps us expand the digital financial ecosystem, bringing smart payment, consumption and accumulation experiences. We believe that with the similarities in innovation and technology thinking, Zalopay and Cake will together create optimal financial solutions, bringing long-term and sustainable value to users."

The cooperation between Zalopay and Cake marks a new step in the journey of connecting fintech and digital banking, bringing a more transparent, convenient and popular financial experience to Vietnamese users in the context of increasingly strong digital transformation.

Among the integrated services, Cake credit card stands out thanks to its completely online card opening process - with just a citizen ID card and a few simple steps, users can register in 2 minutes and own a virtual card to use immediately for online transactions. The card also comes with an attractive cashback policy of up to 20%, up to 1 million VND per month, for many essential product groups. Thereby helping users to spend wisely and receive clear added values.

In addition, Zalopay users can also easily access other financial products from Cake in a flexible and secure way. With the Fast Loan service, the entire process from registration to disbursement is online, fast and transparent - users can receive a loan in just 1 minute with a flexible loan term of up to 36 months. The Savings Deposit service is also designed to encourage accumulation behavior, allowing deposits from 100,000 VND with no limit on the amount, while supporting partial repayment while keeping the interest rate for the remaining amount - increasing initiative in personal financial management.

Phuong Anh


Source: https://doanhnghiepvn.vn/kinh-te/tai-chinh-ngan-hang/zalopay-tich-hop-loat-san-pham-tai-chinh-so/20250603105153848


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