These are features jointly developed by An Binh Commercial Joint Stock Bank (ABBANK) and the SoBanHang (SoBanHang) smart sales management application to help business households operate more simply, save costs, and meet transparency requirements in the context of transitioning to a tax declaration model.
The new solution helps business owners address many common concerns: difficulty controlling daily income and expenses, reliance on manual record-keeping, insufficient time to monitor orders or cash flow, and especially the pressure to issue electronic invoices according to new regulations without a suitable tool. All these difficulties for business owners will be resolved by the ABBANK application and SoBanHang software; all operations from sales to financial management are integrated into a seamless process.
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| On December 9, 2025, ABBANK and So Ban Hang officially launched an integrated financial and business management solution specifically for household businesses. |
Businesses can open online business accounts directly on the ABBANK app without needing to visit a branch, and receive balance change notifications for each transaction to ensure full control over incoming and outgoing funds. The "Loi Loc Vang" feature provides voice notifications for cash collection, helping busy shop owners accurately track daily revenue, while the balance change sharing feature for employees helps avoid confusion during sales.
Simultaneously, customers immediately gain access to a smart sales management system from the Sales Ledger, with over 50 comprehensive features such as: quick order creation, inventory management, multi-channel sales (Shopee, TikTok Shop, Facebook, Zalo OA…), automatic order processing, and especially the ability to issue electronic invoices from the cash register in accordance with tax regulations without needing to invest in POS machines, scanners, or printers. As a result, businesses can significantly save on operating costs and no longer struggle with the new reporting and declaration requirements.
Based on sales data synchronized between ABBANK and the Sales Ledger, business owners can monitor all store operations on a single platform. In the future, this will also serve as a basis for ABBANK to develop suitable credit solutions based on real-world data, making it easier for business owners to access capital if they need to expand their scale.
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| Household businesses can open dedicated business accounts, manage cash flow, collect payments automatically via QR code, sell goods, and issue electronic invoices all on a single platform. |
Speaking at the launch ceremony, Mr. Pham Ha Duy, Member of the Executive Board and Director of the Digital Banking and Data Division - ABBANK, said: “Household businesses and small traders are an important force contributing to the growth of the economy . By combining the financial strength of the bank with the flexible and easy-to-use management technology of Sales Ledger, we aim to accompany household businesses in their digital transformation in a simple and effective way – from financial management and transparent revenue and expenditure to expanding their business in the future.”
Speaking on behalf of So Ban Hang (Sales So), Mr. Bui Hai Long, Co-founder and Product Director of So Ban Hang, shared: “So Ban Hang was launched in 2021 with the mission of supporting small businesses to overcome the pandemic and was honored to win the Techfest Vietnam 2022 championship; to date, So Ban Hang continues to be a pioneer in meeting the Government 's new policies on taxes, electronic invoices, and private bank accounts for business operations. Over the past time, the teams from both sides have worked closely to complete the integration of ABBANK accounts into the So Ban Hang system, ready to simplify the financial management process for business owners as much as possible. We are committed to dedicating the highest resources and determination to support ABBANK customers in successfully implementing digital transformation.”
With this newly launched solution, new customers will receive a 3-month free trial of the Professional package from the Sales Ledger, after which they can continue using it at a very low cost of only 40,000 VND/month or from 130,000 VND/month including electronic invoices and digital signatures.
In the context of household businesses facing numerous changes in the business environment and a shift towards clearer and more transparent revenue and expenditure management models, the collaboration between ABBANK and So Ban Hang will contribute to promoting comprehensive digital transformation, optimizing operations, and improving business efficiency for Vietnamese small traders, while laying the foundation for the development of a sustainable ecosystem to support household businesses in the future. With the goal of consistently accompanying household businesses and small and medium-sized enterprises, this is also one of many solutions offered by ABBANK to provide its customers with simpler and easier financial management solutions.
Source: https://baodautu.vn/ho-kinh-doanh-se-duoc-ho-tro-chuyen-doi-so-voi-giai-phap-tu-abbank-va-so-ban-hang-d456829.html
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