Up to this point, 11 banks have increased deposit interest rates since the beginning of September, including: Dong A Bank, OceanBank, VietBank, GPBank, Agribank, Bac A Bank, NCB, OCB, BVBank,ACB and PGBank.
On the contrary, ABBank is the first bank to reduce deposit interest rates this month by 0.1-0.4%/year, for terms of 1-12 months.
According to a survey of commercial banks' interest rates for 12-month deposits, the highest bank interest rate for this term is 5.8%/year, listed at BaoViet Bank, BVBank, Dong A Bank, NCB and Saigonbank.
Meanwhile, GPBank listed its 12-month savings interest rate at 5.75% per year. Bac A Bank and CBBank are also in the group of banks with the highest 12-month deposit interest rates at 5.7% per year.
Banks listed interest rates of 5.6%/year for 12-month deposits include OceanBank, KienLongBank, Nam A Bank and VietBank.
Meanwhile, HDBank, PGBank,SHB and VPBank announced the deposit interest rate for this term is 5.5%/year.
3 banks MSB, Sacombank and Viet A Bank are listing interest rates of 5.4%/year for 12-month savings deposits.
Eximbank, OCB and TPBank maintain interest rates of 5.2%/year for this term.
The group of banks LPBank, MB and PVCombank announced the 12-month term bank interest rate at 5.1%/year.
The remaining banks listed 12-month deposit interest rates at less than 5%/year.
Specifically, Techcombank listed an interest rate of 4.95%/year for deposit accounts under 1 billion VND (interest rate for deposit accounts from 1 billion VND to under 3 billion VND is 5%/year, from 3 billion VND or more is 5.05%/year).
ACB Bank also only pays 4.9% interest per year for 12-month term deposits, amount under 200 million VND. Deposits from 200 million VND to under 1 billion VND, interest rate is 5% and deposits from 1 billion VND to under 5 billion VND, interest rate is 5.05% per year. From 5 billion VND or more, ACB pays the highest mobilization interest rate of 5.1% per year for 12-month term.
The big 4 groups such as Agribank, BIDV and VietinBank all listed 12-month savings interest rates at 4.7%/year, while Vietcombank is still maintaining an interest rate of 4.6%/year.
SeABank only listed an interest rate of 4.5%/year, while SCB is the bank that listed the lowest 12-month term interest rate at present, only 3.7%/year.
| HIGHEST INTEREST RATES AT BANKS ON SEPTEMBER 23, 2024 (%/YEAR) | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS | 
| BAOVIETBANK | 3.3 | 4 | 5.2 | 5.4 | 5.8 | 6 | 
| BVBANK | 3.8 | 4 | 5.2 | 5.5 | 5.8 | 6 | 
| DONG A BANK | 3.8 | 4 | 5.2 | 5.5 | 5.8 | 6 | 
| NCB | 3.8 | 4.1 | 5.45 | 5.65 | 5.8 | 6.15 | 
| SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.8 | 6 | 
| GPBANK | 3.2 | 3.72 | 5.05 | 5.4 | 5.75 | 5.85 | 
| BAC A BANK | 3.65 | 3.95 | 5.15 | 5.25 | 5.7 | 5.85 | 
| CBBANK | 3.8 | 4 | 5.55 | 5.5 | 5.7 | 5.85 | 
| ABBANK | 3.2 | 3.7 | 5 | 5.2 | 5.6 | 5.7 | 
| KIENLONGBANK | 3.7 | 3.7 | 5.2 | 5.3 | 5.6 | 5.7 | 
| NAM A BANK | 3.5 | 4.1 | 5 | 5.2 | 5.6 | 5.7 | 
| OCEANBANK | 3.8 | 4.2 | 5 | 5.1 | 5.6 | 6.1 | 
| VIETBANK | 3.8 | 4 | 5.2 | 5 | 5.6 | 5.9 | 
| HDBANK | 3.85 | 3.95 | 5.1 | 4.7 | 5.5 | 6.1 | 
| PGBANK | 3.4 | 3.8 | 5 | 5 | 5.5 | 5.8 | 
| SHB | 3.5 | 3.8 | 5 | 5.1 | 5.5 | 5.8 | 
| VPBANK | 3.6 | 3.8 | 5 | 5 | 5.5 | 5.5 | 
| MSB | 3.7 | 3.7 | 4.6 | 4.6 | 5.4 | 5.4 | 
| SACOMBANK | 3.3 | 3.6 | 4.9 | 4.9 | 5.4 | 5.6 | 
| VIET A BANK | 3.4 | 3.7 | 4.8 | 4.8 | 5.4 | 5.7 | 
| EXIMBANK | 3.8 | 4.3 | 5.2 | 4.5 | 5.2 | 5.1 | 
| OCB | 3.9 | 4.1 | 5.1 | 5.1 | 5.2 | 5.4 | 
| TPBANK | 3.5 | 3.8 | 4.7 | 5.2 | 5.4 | |
| LPBANK | 3.4 | 3.5 | 4.7 | 4.8 | 5.1 | 5.6 | 
| MB | 3.3 | 3.7 | 4.4 | 4.4 | 5.1 | 5 | 
| PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 | 
| TECHCOMBANK | 3.25 | 3.45 | 4.55 | 4.55 | 4.95 | 4.95 | 
| ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
| AGRIBANK | 2 | 2.5 | 3.3 | 3.3 | 4.7 | 4.7 | 
| BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 | 
| VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 | 
| VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 | 
| SEABANK | 2.95 | 3.45 | 3.75 | 3.95 | 4.5 | 5.45 | 
| SCB | 1.6 | 1.9 | 2.9 | 2.9 | 3.7 | 3.9 | 
| VIB | 3.2 | 3.6 | 4.6 | 4.6 | 5.1 | |
Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-23-9-2024-5-nha-bang-tra-lai-gui-12-thang-cao-nhat-2324899.html






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