After reducing the deposit interest rate at the counter by 0.1%/year at the counter last week, Vietnam Prosperity Joint Stock Commercial Bank ( VPBank ) continued to adjust the terms from 2-36 months.

Notably, in this next interest rate adjustment, VPBank reduced bank interest rates for both counter deposits and online deposits.

According to the interest rate table at the counter applied to customers depositing from 1 to under 3 billion VND, the interest rate for 1-month term is kept at 3.6%/year. This is also the latest interest rate for 2-5 month terms after VPBank reduced the interest rate for these terms by 0.1%/year.

With a similar reduction, the latest savings interest rate at the counter for a term of 6-11 months is 4.5%/year; a term of 12-18 months is 5%/year and a term of 24-36 months has an interest rate of 5.1%/year.

For deposits from 3 billion VND to under 10 billion VND, the interest rate for deposits with terms from 1-18 months is the same as the above interest rate table. However, the interest rate for terms from 24-36 months is 5.2%/year.

The latest interest rates at the counter, applied to deposit accounts from 10 billion VND to under 50 billion VND, are as follows: Interest rates for 1-5 month terms are 3.7%/year, 6-11 month terms are 4.6%/year, 12-18 month terms are 5.1%/year and 24-36 month terms are 5.3%/year.

The highest interest rate at the counter is listed by VPBank for deposit accounts of VND50 billion or more. Currently, the interest rate for 1-5 month terms for this segment is 3.8%/year; 6-11 month terms is 4.7%/year, 12-18 month terms is 5.1%/year and 24-36 month terms is 5.3%/year.

For online deposits, VPBank also keeps the interest rate for 1-month deposits unchanged, reducing the interest rate for terms from 2-36 months by 0.1%/year, for all different deposit levels.

Accordingly, the latest online savings interest rates applied to deposit accounts under 3 billion VND are: 1-month term is 3.7%/year; 2-5 month term is 3.8%/year, 6-11 month term is 4.7%/year, 12-18 month term is 5.2%/year and 24-36 month term is 5.3%/year.

Bank interest rates for terms from 1-18 months applied to deposits from 3 billion VND to under 10 billion VND are the same as the interest rates applied to deposit accounts under 3 billion VND. However, the difference occurs in terms of 24-36 months with the latest interest rate being 5.4%/year.

The latest online savings interest rates applied to deposits from 10 billion VND to under 50 billion VND are as follows: 1-month term is 3.8%/year, 2-5 month term is 3.9%/year, 6-11 month term is 4.8%/year, 12-18 month term is 5.3%/year and 24-36 month term has the latest savings interest rate of 5.5%/year.

The highest savings interest rate is applied by VPBank for deposit accounts from 50 billion VND. Currently, the bank interest rate for 1-month term is 3.9%/year, 2-5 month term is 4%/year, 6-11 month term is 4.9%/year, 12-18 month term is 5.3%/year and 24-36 month term is 5.5%/year.

Notably, VPBank continues to apply the policy of giving additional interest rates to customers in the Private segment. With a minimum term of 1 month, customers will receive an additional 0.1%/year interest rate when depositing from 100 million to under 500 million VND and an additional 0.3%/year when depositing savings from 500 million VND or more.

Despite continuously reducing interest rates on term deposits, VPBank has stepped up its efforts to attract non-term deposits, helping customers optimize profits from idle money in their accounts with a fixed interest rate of 3.5%/year. Meanwhile, the current common non-term deposit interest rate is 0.1-0.5%/year.

This is also the fourth bank to reduce deposit interest rates since the beginning of May, along with MB, GPBank and Eximbank. Of which, VPBank, MB and Eximbank have reduced interest rates twice since the beginning of May.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON MAY 26, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.9 5.4 5.5 5.7 5.5
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.9 4.2 5.35 5.45 5.7 6
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 5.9
BVBANK 3.95 4.15 5.15 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.1 5.6
GPBANK 3.75 3.85 5.55 5.65 5.85 5.85
HDBANK 3.85 3.95 5.3 4.7 5.6 6.1
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.6
MB 3.5 3.8 4.4 4.4 4.9 4.9
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
NCB 4 4.2 5.35 5.45 5.6 5.6
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 4.9 5 5.3 5.5
TECHCOMBANK 3.25 3.55 4.55 4.55 4.75 4.75
TPBANK 3.5 3.8 4.8 4.9 5.2 5.5
VCBNEO 4.15 4.35 5.4 5.45 5.5 5.55
VIB 3.7 3.7 4.7 4.7 4.9 5.2
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.15 4.35 5.65 5.95 6 6
VPBANK 3.7 3.8 4.7 4.7 5.2 5.2
Gold price today 5/26/2025 suddenly plummeted, SJC decreased by 2 million VND/tael Gold price today 5/26/2025 in the world suddenly reversed and plummeted. Domestically, SJC gold dropped sharply by 1 million VND per tael (selling) and 2 million VND (buying). The difference between buying and selling prices was up to 3 million VND.

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-26-5-2025-ong-lon-lien-tiep-dieu-chinh-lai-suat-2404764.html