Information from the State Bank of Region 2 recorded that the total outstanding credit balance of credit institutions in Ho Chi Minh City as of October 31 is estimated at VND 4,919 trillion, up 0.66% compared to the end of September and up 9.79% compared to the end of 2024.
Of which, outstanding loans in VND are estimated at 4,724 trillion VND, accounting for 96%, up 0.64% compared to the end of September and up 10.29% compared to the end of 2024.
Outstanding foreign currency loans are estimated at VND 195,319 billion, accounting for 4%, up 1.14% compared to the end of September and down 0.96% compared to the end of 2024.

Outstanding credit in Ho Chi Minh City continued to increase by nearly 10%, reaching VND4,919 trillion (Photo: DT).
In terms of terms, outstanding medium and long-term credit accounts for half of the proportion, estimated at VND 2,574 trillion, accounting for 52.3%, up 0.65% compared to the end of September, and up 11.44% compared to the end of 2024.
Outstanding short-term credit is estimated at VND 2,345 trillion, accounting for 47.7%, up 0.66% compared to the end of September and up 8.04% compared to the end of 2024.
It is estimated that by the end of October 2025, outstanding credit for 5 sectors and fields in Ho Chi Minh City will be as follows: Loans for agricultural and rural development will reach VND 440,000 billion; export loans will reach VND 144,000 billion; loans for small and medium enterprises will reach VND 2,230 trillion; loans for supporting industries will reach VND 102,000 billion; loans for high-tech enterprises will reach VND 5,300 billion.
According to the assessment, all term credit segments maintained growth. The banking sector in Ho Chi Minh City continued to provide credit capital for production and business, actively participated in solutions to support businesses, and promoted economic growth in the area.
Source: https://dantri.com.vn/kinh-doanh/ngan-hang-tai-tphcm-bom-von-manh-du-no-tin-dung-vuot-49-trieu-ty-dong-20251027083135748.htm






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