Which banks support opening credit cards with life insurance?

However, there is another way to open a credit card, which is to use life insurance (BHNT). So how to open a credit card with BHNT? Which banks support it? Let's find out through the content of this article.

What is opening a credit card with life insurance?

Opening a credit card with life insurance is a way to use life insurance instead of proving income with salary when applying for a credit card.

The bank will base on the value of the life insurance contract and the customer's credit history to approve the card limit.

What life insurance can be used to open a credit card?

Currently, in Vietnam there are many life insurance companies operating, and below is a list of life insurance companies that can use contracts to open credit cards, specifically:

• Prudential Vietnam Insurance (Prudential);

• Sun Life Vietnam Life Insurance (Sun Life);

• Bao Viet Life Insurance;

• Manulife Life Insurance;

• AIA Life Insurance;

• Dai-ichi Vietnam Insurance (Dai-ichi Life);

• Chubb Life Insurance;

• Generali Vietnam Life Insurance (Generali);

• Prévoir Vietnam Life Insurance (Prévoir);

• FWD Vietnam Life Insurance (FWD);

• Hanwha Life Vietnam Life Insurance (Hanwha Life);

• Cathay Life Insurance Vietnam (Cathay Life);

• Fubon Life Insurance Vietnam (Fubon Life);

• Phu Hung Life Insurance (Phu Hung Life).

Instructions for opening a credit card with life insurance

Condition

To open a credit card with BHNT, customers need to meet some basic conditions below:

• Be a Vietnamese citizen between the ages of 22 - 60;

• The life insurance contract must be valid for 1 year or more and be on the list of life insurance companies updated above.

• No bad debt or outstanding debt at any credit institution.

Procedure

Application for credit card using life insurance includes:

• ID card/CCCD/Passport;

• Household registration book/Temporary residence book (KT3);

• Life insurance contract is valid for over 1 year;

• Invoice/receipt of insurance contract payment

Procedure

The process of applying for a credit card using life insurance includes the following steps:

• Step 1 : Prepare all the documents as above and go to the nearest bank branch to request support to open a credit card based on the life insurance contract.

• Step 2 : Complete the card application form based on the bank staff's instructions and submit the application.

• Step 3 : The bank will review your application. If your application is eligible for a card, the staff will notify you of the date to receive the card.

Which banks support opening credit cards with life insurance?

According to the latest updates from BTOP, there are quite a few banks that are providing credit card products based on life insurance contracts, such as VPBank, OCB , Sacombank, TPBank.

Based on card opening needs and promotional programs, customers can choose the appropriate unit to register for card opening.

To update more knowledge in the field of finance and banking, you can visit our website Banktop.vn to access the latest information.

BTOP - Providing advertising solutions on Website platform through access

BTOP (BTOP Company Limited) was established with the aim of providing advertising solutions for products and services for financial and banking units through a website platform based on user traffic.

Contact information:

• BTOP Company Limited

• Website: https://banktop.vn/

• Tax code: 0317779522

• Phone: 0909 023 278

• Mail: banktop.vn@gmail.com

• Head office: 3rd Floor, An Phu Plaza Building, 117-119 Ly Chinh Thang, Vo Thi Sau Ward, District 3, Ho Chi Minh City

• Responsible for content: Nguyen Ba Thanh

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