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Enhance modern products and services to serve customers

Việt NamViệt Nam27/03/2024


BTO - Banking products and services are a series of operational activities encompassing features, products, and uses created by individual banks to meet customer needs...

In recent years, Agribank Binh Thuan has continuously invested in many banking products and services to help people use them conveniently, meeting the needs of digital technology and cashless payments as directed by the government. Not only in Phan Thiet city, but also in the coastal areas of Tuy Phong and the mountainous regions of Tanh Linh and Duc Linh, people no longer have to wait in line to transfer or deposit money, especially during business hours. CDM Autobank machines placed in front of the Agribank Duc Linh and Tanh Linh branches allow people to send and transfer money overnight, including Saturdays, Sundays, and holidays. This is one of the banking products and services that is both modern and accessible to the people, especially in rural areas.

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Mr. Nguyen Huu Cau, Director of Agribank's Binh Thuan Branch, stated: Currently, Agribank has 9 CDM Autobank machines operating throughout the province. Expanding the CDM Autobank network has helped Agribank leapfrog ahead in technology, affirming its pioneering position in the card market. With many outstanding transaction features: modern touch screens, cash turnover capabilities, etc., the CDM Autobank system is highly appreciated by customers. Specifically, by increasing the functions and conveniences provided to customers, not only can they deposit/withdraw money automatically, but they can also pay off loans at the CDM Autobank instead of having to go to a transaction counter.

Agribank e-mobile banking service, in addition to essential account information, internal and interbank transfers, and card services (card information inquiry, transfers via card number, issuance of virtual cards, card blocking, etc.), also integrates many other conveniences. Customers can top up mobile phone credit, pay bills, shop online, make QR Code payments, book airline tickets, train/bus tickets, movie tickets, and hotel rooms. With just a mobile phone connected to the internet and the Agribank E Mobile Banking application, customers can fully experience various services to suit their needs at any given time. Internet banking is one of the products that offers many conveniences to customers. When using electronic banking services, users can check information or perform transactions with their bank accounts without having to go to a branch or ATM, either via the internet or telecommunications network.

Recently, Agribank launched a new contactless payment service: payment by waving or lightly tapping the POS machine. This cashless payment trend is gaining popularity, alongside domestic and international card payments and QR code payments via mobile devices. This method is well-received not only for its style and convenience but also for its high level of security, including faster transaction processing and the ability to store up to 13 times more information, allowing the bank to integrate many useful applications for customers into a single card. Contactless payment technology enhances security during use, minimizing the risk of cyberattacks (skimming), preventing card forgery by eliminating the need to present the card to the merchant, and protecting card information and PIN numbers from being leaked. Recognized as a cash alternative, contactless technology is constantly shifting the payment landscape in stores today, facilitating breakthrough developments to meet consumer needs. Simultaneously, contactless payment technology offers customers safer and faster transaction experiences.

TWO HEAVENS.


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