Deposit whenever you want, withdraw whenever you need with Techcombank's flexible deposit and withdrawal options.

VTV.vn - Many customers hesitate to deposit savings at banks because if they need to spend money, they will have to close the account before maturity.

Recognizing this need, in June 2024, Techcombank officially upgraded its flexible deposit and withdrawal solution with two new features: "Automatic Deposit" and "Smart Withdrawal" to best meet customer needs. Not only does this help customers retain interest on the remaining balance when withdrawing a portion of the principal early, but it also allows customers to proactively plan their savings, withdraw quickly when needed, and easily manage their deposits.

Proactively plan your savings, easily manage your deposits.

With Techcombank's flexible deposit and withdrawal solution, customers can deposit money anytime, anywhere through the Techcombank Mobile app. Furthermore, with the upgraded version from June 2024, customers can schedule recurring deposits automatically with just 1 million VND. Each time a deposit is scheduled, the system will automatically deduct funds from the payment account to open new deposit accounts and apply the term interest rate applicable at the time of deposit. Customers can easily track their total deposits and conveniently manage all these deposits directly on Techcombank Mobile.

Thus, Techcombank's flexible principal withdrawal deposit not only helps customers maximize the return on their idle funds but also saves time and effort. This is an excellent option for customers with regular monthly incomes who want to develop a saving habit.

Flexible deposit and withdrawal solutions make saving more convenient than ever.

Withdraw money quickly when needed.

In addition to "Automatic Deposit," Techcombank has also integrated the "Smart Withdrawal" feature on Techcombank Mobile. When needing to withdraw money, instead of manually searching for and selecting each deposit to withdraw, customers can choose "Smart Withdrawal" by accessing the flexible deposit and withdrawal section and entering the desired withdrawal amount once. The Techcombank system will suggest withdrawals from the list of deposits according to the principle: deposits made later will be withdrawn first until the required amount is reached, in order to preserve the profits of the remaining deposits.

Additionally, customers can still proactively withdraw part or all of the money from certain deposits if they do not use the "Smart Withdrawal" feature. Techcombank does not limit the number of early withdrawals or the minimum amount required for each deposit.

With this feature, customers can withdraw their deposits quickly and conveniently when needed. In addition, customers will still receive the agreed-upon term interest rate for any outstanding deposits.

Customers can perform deposit and withdrawal transactions via Techcombank Mobile without having to go to a branch in person.

In June 2024, Techcombank was honored to be voted "Vietnam's #1 Bank" by customers, according to a survey by the prestigious Forbes magazine. In addition, Techcombank also received the "Best Domestic Bank in Vietnam" award from FinanceAsia magazine for the second consecutive year.

With the vision "Transforming the financial industry, elevating the quality of life," Techcombank is strongly committed to building and promoting long-term economic , environmental, and social benefits for Vietnam, while supporting customers and the community to reach their full potential. The flexible deposit and withdrawal solution is further evidence of the bank's continuous efforts, providing practical benefits such as:

- Deposit money whenever you have spare cash; customers can schedule automatic recurring deposits starting from just 1 million VND, ensuring they don't miss out on profit opportunities.

- Enjoy attractive interest rates that increase with your deposit balance; the more you deposit, the higher the interest rate.

- Withdraw partial principal payments early when needed while still retaining interest on the remaining principal.

- Smart deposit management: Customers can track their total deposit balance as well as a list of deposits in a separate folder.

- Smart withdrawal method suggested to minimize interest loss with just one operation, allowing withdrawals from multiple accounts.

- Convenient and fast transactions 24/7 on Techcombank Mobile

If customers are looking for a flexible deposit solution that allows them to proactively deposit and withdraw money, then Techcombank's flexible principal withdrawal deposit will be a powerful "companion," helping them achieve their financial goals quickly.

For the quickest assistance, customers are kindly requested to contact Techcombank via hotline 1800 588 822 (Domestic)/+84 24 3944 6699 (International) or Techcombank's official website.

Source: https://vtv.vn/gui-khi-muon-rut-khi-can-voi-tien-gui-rut-goc-linh-hoat-techcombank-100251211164852299.htm