Textile and garment enterprises have the opportunity to access capital with interest rates from 2.35%/year.

DNVN - In order to accompany businesses in the garment and fiber manufacturing industry, An Binh Commercial Joint Stock Bank (ABBANK) officially introduced a specially designed financial solution, integrating many incentives and flexible financial tools, suitable for the specific operations of the industry.

The solution package designed by ABBANK not only helps businesses access suitable capital, but also optimizes costs, proactively manages cash flow, and enhances competitiveness in the global supply chain.

The financial solutions package includes various forms of credit granting such as: diverse secured loans and unsecured credit up to 80% of the credit limit value, preferential deposit rates for L/C issuance from 0%, discounting of export documents up to 100% of the receivable value, and issuance of corporate credit cards up to VND 2 billion.

Businesses with export revenue in USD can also enjoy preferential VND loan interest rates starting from just 2.35% per year - one of the lowest rates on the market today.

In addition, ABBANK waives 100% of international payment fees for eligible transactions, contributing to reducing financial costs in the context that logistics costs and input material import are still great pressure for textile and garment enterprises.

Simultaneously, ABBANK is also implementing a series of supplementary preferential policies such as: waiving all domestic payment transactions on the ABBANK BUSINESS digital banking platform, waiving 12 months of collection services via identified accounts, giving away a lucky account number ("Fortune and Prosperity"), and adding up to 0.5% per year when opening an online deposit contract. Businesses with import and export needs also enjoy preferential fee packages of up to 65% for TTR money transfers and 50% for L/C services, international and domestic collection.

By "customizing" financial products to suit specific industry needs, ABBANK aims to be a partner accompanying businesses on their journey towards green transformation, enhancing operational capabilities and adapting to the increasingly important environmental, social, and governance standards in the global supply chain.

Nguyen An

Source: https://doanhnghiepvn.vn/doanh-nhan/doanh-nghiep-det-may-co-co-hoi-tiep-can-von-voi-lai-suat-tu-2-35-nam/20250909051540042