After more than two months of silence, National Commercial Bank (NCB) has officially increased deposit interest rates again, effective from today.

The increase in deposit interest rates applies to all deposit terms. Specifically, interest rates for terms from 1 to 15 months increased by 0.1% per year, and for terms from 18 to 36 months increased by 0.05% per year.

According to the online deposit interest rate chart, the rates are 3.8%/year for a 1-month term, 4%/year for a 2-month term, 4.1%/year for a 3-month term, 4.2%/year for a 4-month term, and 4.3%/year for a 5-month term.

Interest rates for 6-7 month terms are listed at 5.45% and 5.5% per year; for 8-9 month terms at 5.55% and 5.56% per year; and for 10-11 month terms at 5.7% and 5.75% per year.

Online savings interest rates for 12-month terms have increased to 5.8% per year, while those for 13 and 15-month terms are at 5.9% per year. These are among the highest deposit interest rates for this term currently available on the market.

Notably, NCB announced a new deposit interest rate of 6.15% per annum for terms of 18 to 36 months. This is also the highest deposit interest rate currently available according to the interest rate schedule listed by banks.

Apart from NCB, deposit interest rates at the remaining banks remain unchanged.

With NCB having just increased deposit interest rates, seven banks have done the same since the beginning of September, including: Dong A Bank, OceanBank, VietBank, GPBank, Agribank , Bac A Bank, and NCB.

Conversely, ABBank was the first bank to reduce deposit interest rates, with a decrease of 0.1-0.4% per year for terms of 1-12 months.

HIGHEST DEPOSIT INTEREST RATES AT BANKS ON SEPTEMBER 12, 2024 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2 2.5 3.3 3.3 4.7 4.7
MB 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.7 5 5.2 5,6 5.7
ACB 3 3.4 4.15 4.2 4.8
BAC A BANK 3.65 3.95 5.15 5.25 5.7 5.85
BAOVIETBANK 3.3 4 5.2 5.4 5.8 6
BVBANK 3.7 3.8 5.1 5.5 5.8 6
CBBANK 3.8 4 5.55 5.5 5.7 5.85
DONG A BANK 3.8 4 5.2 5.5 5.8 6
EXIMBANK 3.8 4.3 5.2 4.5 5.2 5.1
GPBank 3.2 3.72 5.05 5.4 5.75 5.85
HDBANK 3.85 3.95 5.1 4.7 5.5 6.1
KIENLONGBANK 3.7 3.7 5.2 5.3 5,6 5.7
LPBANK 3.4 3.5 4.7 4.8 5.1 5,6
MB 3.3 3.7 4.4 4.4 5.1 5
MSB 3.7 3.7 4.6 4.6 5.4 5.4
NAM A BANK 3.5 4.1 5 5.2 5,6 5.7
NCB 3.8 4.1 3.45 5.65 5.8 6.15
OCB 3.7 3.9 4.9 5 5.2 5.4
OCEANBANK 3.8 4.2 5 5.1 5,6 6.1
PGBANK 3.2 3.7 5 5 5.5 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5,6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.75 3.95 4.5 5.45
SHB 3.5 3.8 5 5.1 5.5 5.8
TECHCOMBANK 3.25 3.45 4.55 4.55 4.95 4.95
TPBANK 3.5 3.8 4.7 5.2 5.4
VIB 3.2 3.6 4.6 4.6 5.1
VIET A BANK 3.4 3.7 4.8 4.8 5.4 5.7
VIETBANK 3.8 4 5.2 5 5,6 5.9
VPBANK 3.6 3.8 5 5 5.5 5.5