The interest rate for loans for science and technology students is 4.8%/year.

The Government has just issued Decision No. 29/2025/QD-TTg on credit for students, master's students, and biological researchers in the fields of science, technology, engineering, and mathematics.

Loan conditions for first-year students are to have three years of high school with academic results assessed as good or higher according to the provisions of law; or an average score of 8 points or higher in grade 12 in math, physics, chemistry, and biology.

For students from the second year onwards, with average academic results of subjects achieving excellent or higher according to the provisions of law in the year immediately preceding the year of requesting the Social Policy Bank for loan capital. Master's and doctoral students are recognized by higher education institutions as master's and doctoral students according to the provisions of law.

The Social Policy Bank provides loans through households. The representative of the student's household is the person who takes out the loan and transacts with the Social Policy Bank. The loan amount includes: the total tuition fee of the student (after deducting scholarships and other financial support from the school, if any) as confirmed by the school; living expenses and other study expenses up to 5 million VND/month. The loan interest rate is 4.8%/year.

Source: https://baodanang.vn/muc-lai-suat-cho-vay-nguoi-hoc-nganh-khoa-hoc-cong-nghe-la-4-8-nam-3300911.html