After many days of inactivity, bank deposit interest rates continue to decrease.

After Sacombank adjusted interest rates from November 1, two more banks continued to reduce deposit interest rates in November.

Previously, from November 1 to 4, no other bank adjusted its deposit interest rates after Sacombank. This is the first time in the past 6 months that the deposit interest rate market has gone through two consecutive working days without any bank adjusting its deposit interest rates.

Two banks have just made moves to reduce deposit interest rates in November: VIB and VPBank .

Accordingly,VIB announced a new interest rate schedule, continuing to decrease in many terms. Specifically, online interest rates for 1-3 month terms are down to 3.8%/year, 3-5 month terms are also down to 4%/year. Bank interest rates for 6-8 month terms are down to 5.1%/year, 15-18 month terms are down to 5.6%/year.

VPBank has also just adjusted down the interest rates for terms under 6 months. The interest rate for online deposits of 1-2 months was adjusted down by 0.2 percentage points to 3.7%/year. The interest rate for deposits of 3-5 months was reduced by 0.15 percentage points to 3.8%/year.

VPBank still maintains the interest rates for online deposits for the remaining terms. The interest rate for 6-11 months is 5%/year, the interest rate for 12-13 months is 5.3%/year, while the interest rate for 15-36 months is 5.1%/year.

Three banks have reduced deposit interest rates since the beginning of November 2023.

Since the beginning of November, three banks have reduced their deposit interest rates, namely Sacombank, VIB and VPBank. These interest rate changes are mostly adjusted for deposits mobilized online.

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According to VTCNews

Source: https://baohatinh.vn/dau-tu/sau-nhieu-ngay-bat-dong-lai-suat-tien-gui-ngan-hang-tiep-tuc-giam/256895.htm