Rooftop solar financing - green financial solution for pioneering businesses

BIDV has just launched the product "Financing rooftop solar power projects" - an outstanding financial solution for businesses.

This move demonstrates BIDV 's commitment to accompanying businesses on the journey of greening production, reducing energy costs and affirming its responsibility to the community.

In order to meet diverse needs, help businesses easily access capital sources, and improve investment efficiency, BIDV has designed two flexible funding mechanisms, suitable for two types of rooftop solar power project investments currently available on the Vietnamese market.

Specifically, for rooftop solar power projects that are self-produced and self-consumed according to Decree 58/2025/ND-CP ^(*) , businesses can borrow up to 75% of the total investment to pay off contractor debts, equipment... or offset finances, repay project investment loans early at other credit institutions. In case of adding additional collateral other than the main collateral being the rooftop solar power system, the loan ratio can be adjusted to a maximum of 85%. The loan term of up to 10 years is also a great advantage of the product, helping investors to balance their finances. In particular, not only benefiting from reduced electricity costs, businesses can also increase revenue by reselling surplus electricity to EVN according to the law.

Meanwhile, for rooftop solar power projects with the main source of revenue from selling electricity to EVN in accordance with Decision 13/2020/QD-TTg ^(**) , BIDV provides attractive financing levels of up to 85% of the total investment. The loan term is flexibly calculated, not exceeding the effective term of the power purchase contract with EVN. Enterprises can fully secure the loan with the rooftop solar power system itself and/or other additional collateral assets.

With its capacity and reputation affirmed through many years of accompanying the country's socio -economic development, BIDV commits to be a reliable financial partner of enterprises in the field of renewable energy. By prioritizing funding for renewable energy projects such as rooftop solar power projects, BIDV not only helps customers reduce capital costs, improve resource efficiency but also contributes to building a corporate image associated with social responsibility and sustainable development.

It can be said that "Rooftop solar project financing" is not only a practical financial solution for businesses, but also an important step in BIDV's green development strategy, contributing to the successful implementation of sustainable development goals and national energy transition.

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(*) Decree No. 58/2025/ND-CP dated March 3, 2025 of the Government detailing a number of articles of the Electricity Law on the development of renewable energy and new energy.

(**) Decision No. 13/2020/QD-TTg dated April 6, 2020 of the Prime Minister on the mechanism to encourage the development of solar power in Vietnam.

Source: https://bidvinfo.com.vn/tai-tro-dien-mat-troi-mai-nha-giai-phap-tai-chinh-xanh-cho-doanh-nghiep-tien-phong-10009590.html