To further support more customers in accessing preferential loan capital from Agribank for economic development, Agribank is allocating an additional 50,000 billion VND to implement a preferential short-term loan program for individual customers serving production and business activities with interest rates starting from only 3.5% per year.

Applicable subjects:
- Individual customers borrowing for the first time, and customers who have no outstanding loan balance at Agribank in the last month prior to the disbursement date;
- Customers who signed a credit agreement before the program's launch (including single-loan or credit-limit loans) but have not yet received full disbursement; customers who signed a credit agreement to borrow capital for a new or expanded business plan;
Preferential interest rates: up to 1.5%/year lower than the floor interest rate for loans serving production and business activities corresponding to each term as stipulated by Agribank; specifically, the current interest rate is:
- Interest rates starting from just 3.5% per year for loans up to 3 months.
- Interest rates starting from just 4.0% per year for loans between 3 and 6 months.
- Interest rates starting from just 4.5% per year for loans of 6 to 12 months.
Loan term: Short-term loan.
Lending methods: Single loan, credit limit loan, overdraft loan on payment account.
Implementation period: Applies to disbursements made from June 26, 2024, until the program reaches its target scale.
Loan eligibility requirements: Borrowers must meet all loan eligibility requirements as stipulated by Agribank's current regulations and the Program's regulations.
For detailed information and advice on Agribank loans, please contact our Customer Care and Support Hotline: 1900558818/02432053205 or visit one of Agribank's 2,300 branches nationwide.
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