“Big capital, quick loan - Effective business” with Agribank

In order to continue supporting more and more customers to access preferential loans from Agribank for economic development, Agribank has allocated another 50,000 billion VND to implement a preferential short-term loan program for individual customers to serve production and business activities with interest rates from only 3.5% / year.

Applicable objects:

- First-time individual borrowers, customers with no outstanding loan balance at Agribank within the last month up to the time of disbursement;

- Customers who have signed a Credit Contract before the program implementation (including single loans, loans according to the limit) but have not yet fully disbursed; customers who sign a Credit Contract to borrow capital for new or expanded production and business plans;

Preferential interest rate: maximum 1.5%/year lower than the floor interest rate for loans serving production and business corresponding to each term according to Agribank's regulations; specifically current interest rate:

- Only from 3.5%/year with loan up to 03 months

- Only from 4.0%/year for loans over 03 to 06 months

- Only from 4.5%/year for loans over 06 to 12 months

Loan term: Short term loan.

Lending method: Single loan, limit loan, overdraft limit loan on payment account.

Implementation period: Applicable to disbursements arising from June 26, 2024 until reaching the program scale.

Loan conditions: Borrowers must fully meet the loan conditions according to current regulations of Agribank and regulations of the Program.

For detailed information on Agribank loans, please contact the Customer Care and Support Center: 1900558818/02432053205 or at 2,300 Agribank transaction points nationwide.

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