ACB shareholders have approved the 2025 business plan with pre-tax profit reaching VND23,000 billion.
At the congress, Mr. Tu Tien Phat, General Director of ACB, said that after the Prime Minister directed the State Bank and commercial banks to research and implement credit packages to support young customers, ACB took the lead in announcing the "First Home" loan package.
After only 1 month of implementation, the program has attracted a large number of customers under 35 years old to access and register for home loans. This loan package has a term of up to 30 years, exclusively for young customers.
"Accordingly, in the first 5 years, each year the borrower only pays 1% of the principal; in the next 5 years, the principal payment rate is 2% per year. This is a very practical support policy, contributing greatly to the decision to buy a house of many young people. As a result, ACB has approved a loan of 700 billion VND, of which 500 billion VND has been disbursed, 200 billion VND is prepared to be transferred to borrowers" - Mr. Phat said.
Also at the meeting, ACB shareholders approved the 2025 business plan with a pre-tax profit target of VND23,000 billion, an increase of 9.5% compared to 2024.
In addition, ACB shareholders unanimously approved a plan to pay a total dividend of 25%, including 10% in cash and 15% in shares. This is the 5th consecutive year that ACB has maintained a high dividend rate, with the last 3 years all being paid in cash, demonstrating sustainable business performance and a commitment to ensuring the highest benefits for shareholders.
In 2025, ACB will continue to adhere to its orientation of becoming a leading retail bank, while promoting the development of large customer groups, leading enterprises and foreign-invested enterprises (FDI), with a credit growth target of 16%, equivalent to the growth rate of the entire system.
Source: https://nld.com.vn/mot-ngan-hang-vua-giai-ngan-700-ti-dong-cho-nguoi-tre-vay-mua-nha-196250408123924965.htm
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