Previously, Ms. Ma Thi Dinh's family in Vinh Tien village maintained regular horse breeding with a scale of 2 to 4 horses. In 2022, after being informed, she learned about the credit interest rate support program under Resolution 08 of the Provincial People's Council. Her family was guided by the commune government and the bank to complete the loan procedures and documents and was disbursed 150 million VND to breed white horses, expand the scale of the barn and increase the herd to 10 horses. Ms. Dinh shared: Thanks to the effective use of capital, in June 2025, my family sold 3 white horses, bringing in an income of 150 million VND. The loan capital under this program is very practical, helping the family develop production.
Not only Ms. Dinh, up to now, the whole commune has 57 households receiving credit interest support under Resolution 08 with a total outstanding debt of over 26.2 billion VND. Of which, 90% of households borrowed to develop white horse breeding models, afforestation (pine, eucalyptus...). From developing white horse breeding, many households in the commune have had an income of 100 to 200 million VND/year. Thanks to that, contributing to increasing people's income, up to now, the average income of the whole commune has reached 36 million VND/person/year, an increase of 13 million VND/person/year compared to 2020; the multidimensional poverty rate has decreased from 19.22% (in 2020) to 12.63% (in 2024).
Mr. Vi Van Thang, Chairman of Thong Nhat Commune People's Committee, said: After Resolution 08 was issued, the People's Committee of Loc Binh District (old), the People's Committees of Thong Nhat, Minh Hiep and Huu Lan communes (now merged into Thong Nhat commune) organized dissemination to each village, hamlet, reviewed the capital borrowing needs of households, guided people to prepare projects to submit to competent authorities for consideration and approval; after appraisal, eligible projects will be issued a notice of loan approval to the bank to proceed with disbursement to households.
In order for people to effectively utilize capital, the Commune People's Committee has coordinated to organize training courses and transfer science and technology so that people have knowledge of livestock raising and forest planting to apply in practice (on average, 2 to 3 classes are organized each year). After households borrow capital, the Commune regularly inspects and guides households in developing models.
Mr. Hoang Van Hien, Deputy Director of the Bank for Agriculture and Rural Development of Vietnam ( Agribank ) Loc Binh Lang Son Branch said: Thong Nhat is a typical commune with the highest outstanding debt under the credit interest rate support program under Resolution 08 in Loc Binh district (old). Through inspection, people use capital for the right purpose and effectively. The bank will continue to coordinate with the Party Committee and the commune government to propagate to people about the loan program, guide households to prepare loan documents for appropriate investment, and coordinate to appraise the documents to promptly disburse to households that are eligible for loans.
In the coming time, the Commune People's Committee will continue to propagate and guide eligible households to prepare loan applications, households that have borrowed capital to use capital effectively; make the implementation of Resolution 08 a key task of the commune for regular direction, thereby helping people gradually access loan capital to escape poverty and become rich.
With the participation of the entire political system, the credit interest support program under Resolution 08 has been actively contributing to helping many people in Thong Nhat commune invest in production and develop the economy. Thereby, contributing to creating jobs, increasing income, improving the lives of people in the area, promoting local socio-economic development.
Source: https://baolangson.vn/support-to-return-to-failure-trust-according-to-resolution-08-don-bay-cho-nguoi-dan-thong-nhat-vuon-len-5055016.html
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