The delegates attending the conference.
According to data from the State Bank of Vietnam in the province, as of June 30th, Ham Yen district had 44 businesses, 4 cooperatives, and nearly 1,910 business households with credit relationships with banks. The total outstanding loan balance for businesses, cooperatives, and business households in the province reached over 1,120 billion VND.
Specifically, outstanding investment credit for enterprises reached VND 116.7 billion, an increase of VND 2.5 billion compared to December 31, 2023; outstanding investment credit for cooperatives reached VND 1.53 billion, a decrease of VND 0.35 billion compared to December 31, 2023; and outstanding investment credit for household businesses reached VND 1,002.8 billion, an increase of VND 35.2 billion compared to December 31, 2023.
During the conference, businesses, cooperatives, and household businesses proposed and suggested focusing on the following issues: support for loan capital, resolving administrative procedures, and assistance in completing legal loan application documents in accordance with the law. They also focused on proposing measures for valuing assets attached to the land, such as fruit trees.
The district leaders have requested that specialized departments and agencies provide support to businesses, cooperatives, and household businesses regarding legal procedures related to land.
With the Tuyen Quang - Ha Giang expressway passing through the district, this presents an opportunity to boost socio-economic development. Therefore, businesses, cooperatives, and individual entrepreneurs should seize this opportunity to expand their operations; banks should facilitate access to capital and offer additional products and services with preferential interest rates to help businesses, cooperatives, individual entrepreneurs, and the people access funding.
Leaders of Vietinbank Tuyen Quang branch sign loan agreements with customers.
The leaders of the State Bank of Vietnam in the province instructed commercial banks in the district in particular, and commercial banks in the province in general, to always pay attention to appraising projects and business plans, and to conduct these appraisals as soon as possible.
Currently, businesses and cooperatives in the district have limited access to credit from banks. Banks need to strengthen connections, disseminate information, and publicize the mechanisms and policies of the province and the banking sector.
The Agribank branch in the province continues to coordinate with the Provincial Cooperative Union to strengthen the review and assessment of cooperatives in need of loans, thereby assessing and lending to eligible cooperatives. The banks continue to closely cooperate with all levels of government, relevant departments, and agencies in resolving difficulties for businesses and people in production and business activities, ensuring customers can access credit conveniently and effectively.
At the conference, businesses and cooperatives signed commitments and credit cooperation agreements with banks.
On this occasion, BIDV Tuyen Quang, in coordination with BIDV My Dinh, donated a school canteen worth 130 million VND to Yen Phu Kindergarten; Agribank province sponsored 50 million VND to support housing construction for poor households and 10 million VND to build boundary signs for villages in Yen Lam commune; Vietcombank donated 34 computer sets to Minh Dan and Thanh Long communes.
Source: https://baotuyenquang.com.vn/hon-1120-ty-dong-dau-tu-tin-dung-cho-doanh-nghiep-ho-kinh-doanh-huyen-ham-yen-196426.html
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