Many diners in Ho Chi Minh City say they find themselves in an awkward situation when they unexpectedly discover that their usual restaurants, which have always offered flexible payment methods, now only accept cash and no longer accept bank transfers. In fact, some restaurants, even without a sign saying "no bank transfers," will inform customers directly if they wish to pay via this method.
I was surprised that the restaurant doesn't accept bank transfers.
A few days ago, Ms. DL (26 years old, residing in District 10) visited her usual noodle shop on Cach Mang Thang Tam Street (District 3) for breakfast. Assuming the shop accepted bank transfers, she didn't bring her wallet. After finishing her meal, she didn't see the QR code for bank transfers that the shop owner had posted on the wall as before, so she approached the owner to ask for the account number to transfer money. However, the owner told her: "The shop hasn't accepted bank transfers for about a week now. If you don't have cash, you can pay next time." Feeling embarrassed, she offered to pay immediately, promising to learn from her mistake, but the owner shook her head and refused.

Many people choose to eat at restaurants for convenience and to save time.
PHOTO: DUONG LAN
"Because the restaurant doesn't accept bank transfers, I had to leave, promising to pay with cash next time. I used to think situations like this only happened on social media or in the news, but I never imagined it would be my own experience. The next day, even though I wasn't really craving the noodle soup, I still went back to pay because I was afraid of being seen as a long-term debtor," Ms. L shared.

Rice noodles, vermicelli... these are familiar dishes for Ms. L.
PHOTO: DUONG LAN
The owner shared: "I'm temporarily not accepting bank transfers from customers because I'm in the process of completing business-related procedures. I will soon reinstate the QR code so customers can easily transfer money, which suits the habits of many young people today. During this time, whenever customers ask about it, I always ask for their understanding and say that I will resume accepting bank transfers soon."
Mr. HAT (31 years old, residing in Go Vap District) also experienced a similar situation. Mr. T. recounted: "That day, after finishing my run, I stopped at a noodle shop on Nguyen Thai Son Street to eat. I didn't have any cash, and only after finishing my meal did I realize the shop no longer accepted bank transfers. I had to rush home to get money to pay the owner, even though the shop had been accepting bank transfers normally before," Mr. T. recalled.
Even street vendors don't accept bank transfers.
Living in an apartment building in Ho Chi Minh City, Danh Dang (32 years old) usually goes jogging every afternoon, then buys his usual street food snacks to enjoy in the evening. Typically, when participating in sports activities, he only brings his elevator card and phone for convenience.
That's also why, when buying food after his runs, he usually chooses to pay by bank transfer. However, recently, this food truck unexpectedly announced that it only accepts cash and no longer accepts bank transfers. A notice posted on the front of the truck clearly states: "From the 20th onwards, no bank transfers will be accepted."

A street food vendor in Ho Chi Minh City announced that they do not accept bank transfers.
PHOTO: CAO AN BIEN
"I was quite surprised too! Luckily, the shop is located below my apartment building, so I can go up to get the money and then come down to buy. However, it's still quite inconvenient. With digital transformation, most shops are flexible with payment methods, but some are going backwards," he said.
According to Danh Dang, he had only read in the newspapers about restaurants that didn't accept bank transfers, but this was the first time he had personally experienced it. He also said that he would remember to bring cash when shopping or eating out in the future to avoid awkward situations.
The owner of this food cart said that for various reasons, the stall recently decided not to accept bank transfers. He also mentioned that bank transfers can sometimes be inconvenient.
"Some people buy a fertilized duck egg for 9,000 VND and transfer the money. It's just a small business, earning a few pennies, so receiving cash is more convenient, there's nothing wrong with that," the seller shared.
Source: https://thanhnien.vn/quan-quen-o-tphcm-bat-ngo-ngung-nhan-chuyen-khoan-khach-ta-hoa-chay-ve-lay-tien-mat-18525062419011393.htm






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