Thai Nguyen: Outstanding credit increased by 17.2%

In the first 10 months of 2025, the financial and banking system in Thai Nguyen province continued to maintain stability and play an important role in socio-economic development. Credit institutions (CIs) have proactively implemented solutions to support production and business and ensure safe and effective credit growth.

Staff of the Transaction Office of Bac Kan Social Policy Bank support customers coming to make transactions.

Credit institutions in the area have proactively implemented many solutions to stabilize the monetary market, support production and business, and ensure safe and effective credit growth.

According to the report of the State Bank of Region 5, recently, commercial banks and credit institutions in the area have focused on synchronously implementing solutions to stabilize deposit and lending interest rates.

Many preferential credit programs have been implemented to help businesses access capital at reasonable costs, especially small and medium enterprises, cooperatives and priority sectors.

At the same time, credit institutions continue to improve business processes, simplify loan procedures, enhance information disclosure and transparency, and apply information technology and digital transformation in credit management and processing. The deployment of online transaction platforms and cashless payments helps shorten the time for processing documents and improve customer service quality.

Notably, the total outstanding credit balance of the province as of October 31, 2025 reached VND 157,016 billion, an increase of 17.2% compared to the end of 2024. This increase exceeded the credit growth plan assigned for the whole year of 2025 of 15%, demonstrating the great efforts of credit institutions in supporting capital flows for the economy .

In the coming time, credit institutions will continue to implement solutions to restructure the system in conjunction with handling bad debts, strictly control credit in potentially risky areas, limit the emergence of new bad debts; prioritize capital flows for production, business, and priority areas.

Positive credit growth in the context of economic difficulties is a signal that the investment environment in Thai Nguyen continues to improve, creating the best conditions for businesses to expand production and promote local socio-economic development.

Source: https://baothainguyen.vn/kinh-te/202511/thai-nguyen-du-no-tin-dung-tang-172-ca30637/