Techcombank CIO shares experience in applying AI in practice

In the new episode of AI in Action, Techcombank CIO Nguyen Anh Tuan shares four steps to turn data into AI solutions and outlines the role of businesses in training talent.

Enhancing AI application capacity in key areas

“Practical AI” - the first artificial intelligence competition on national television and also a key AI program nationwide - is about to reach the final round.

In the latest episode, the teams entered the competition with the topic "Building a bank's financial report", with guest judge from Techcombank - Mr. Nguyen Anh Tuan, Director of Technology Division.

Here, Techcombank's CIO revealed four steps to turn an idea from data into a complete AI solution, and shared the role of businesses in the journey of nurturing a generation of Vietnamese AI talents.

Sitting in the hot seat of episode 4 of “AI in action”, Mr. Nguyen Anh Tuan emphasized that the products presented in this round have shown the teams’ practical capabilities; demonstrated good working mindset, knowing how to utilize AI tools to solve problems not only within the framework of the competition, but also in reality. If provided with more data and time, the initiatives will have more depth and higher applicability.

Mr. Nguyen Anh Tuan emphasized that the products presented in the competition table show the real-life capabilities of the teams.

Mr. Nguyen Anh Tuan said that to effectively solve an AI problem, it is necessary to go through four steps: collecting data, analyzing data, proposing solutions and completing reports.

In which, the first two steps play a key role, determining the quality of the solution and the final result.

“AI can help us analyze data in depth, identify 'blind spots' that humans have difficulty covering. Thanks to that, businesses can come up with comprehensive solutions and make more accurate decisions for their business operations,” said Mr. Nguyen Anh Tuan.

A recent report by AWS-Strand Partners 2025 shows that the speed of AI application in businesses in Vietnam is increasing rapidly at a rate of 39% per year.

Nearly 170,000 businesses in Vietnam have applied AI and 77% of them expect AI to help increase revenue within the next year. Accordingly, technology becomes a launching pad for the overall development of businesses.

" Any business that has a practical mindset and can proactively use data in the rapidly developing AI era will certainly win and master the business game, " Mr. Tuan added.

The "Practical AI" competition is an opportunity for audiences across the country to approach, experience and directly confront real-life problems.

As a co-organizer and exclusive sponsor of the 'Practical AI' competition, Techcombank has created conditions to realize the goal of developing and applying AI in all activities according to the national orientation on artificial intelligence.

Right at Techcombank and the One Mount Group & Masterise Group ecosystem, we encourage all employees to learn and apply technology to their daily work, because different thinking is a vital factor in the AI ​​era.

The “Practical AI” competition is an opportunity for audiences across the country to approach, experience and directly deal with real-life problems. This is also the first step to forming the capacity to apply AI in key areas such as finance - banking, education , health or commerce.

Thereby contributing to realizing the national goal of digital transformation, making Vietnam a regional innovation and data center; attracting and nurturing AI talent, creating an environment for "make in Vietnam" AI ideas to be developed and applied in practice.

Investing in Vietnam's AI talent generation is a high priority for banks

Along with the “Miracle” award - an international AI scholarship of up to 1 million USD for the winning team, Techcombank and the ecosystem continue to affirm that “talent” is one of the three important pillars.

“We always believe in the creativity, progressive spirit and learning capacity of Vietnamese people. The young generation has the best conditions to acquire knowledge as well as new trends of the world , thereby aiming to master new technology. We wish to accompany you on that journey” - Mr. Tuan further emphasized.

Watch the program 'Practical AI' broadcast at 8:00 p.m. every Wednesday and Saturday on VTV2 and rebroadcast on VTV3 at 9:00 a.m. every Monday and Saturday; VTV4 at 6:15 p.m. every Friday and Sunday.

Under the direction of the Ministry of Public Security, "Practical AI" was jointly organized by the National Data Center, the National Data Association, Vietnam Television and Techcombank, and is considered the first national AI competition on national television.

The competition is part of a series of important activities in the journey to turn Vietnam into a regional AI innovation center, through discovering and nurturing young talents, promoting the “Make in Vietnam” spirit in the economy.

AI will only be truly valuable when it is mastered and applied by Vietnamese people to solve Vietnamese problems. Therefore, investing in young talents and technology start-ups is investing in the future of the country in the digital age.

Watch the program 'Practical AI' broadcast at 8:00 p.m. every Wednesday and Saturday on VTV2 and rebroadcast on VTV3 at 9:00 a.m. every Monday and Saturday; VTV4 at 6:15 p.m. every Friday and Sunday.

On December 8, within the framework of the program, 36 contestants from 12 teams that entered the Semi-finals of the 'Practical AI' competition will participate in the "Office tour" - visiting the headquarters of Techcombank, experiencing the Top 9 "Best Workplaces in Asia 2024" in the Large Enterprise category according to Great Place To Work® standards. The "AI talents" will also interact and meet with senior leaders of Techcombank and the Masterise Group and One Mount Group ecosystems, listening to and discussing plans and strategies closely related to AI and digital transformation in Vietnam.

Source: https://congthuong.vn/cio-techcombank-chia-se-kinh-nghiem-ung-dung-ai-thuc-chien-433331.html