Home Credit is among the "Top 10 Sustainable Businesses in the Trade and Service Sector".

(Dan Tri Newspaper) - Honored by VCCI for the fourth consecutive time, this award affirms Home Credit Vietnam's remarkable progress in its sustainable development strategy over the past 17 years.

Recently, Home Credit was honored in the "Top 10 Sustainable Businesses in the Trade and Service Sector" at the Vietnam Sustainable Business Awards 2025 (CSI 2025) ceremony, presented by the Vietnam Federation of Commerce and Industry (VCCI).

This is the fourth consecutive year that Home Credit has been included in the "Top 100 Sustainable Businesses in Vietnam" (CSI 100), recognizing the efforts and dedication of this leading consumer finance company in its strategy to support the sustainable development of the nation.

This milestone also affirms Home Credit Vietnam's progress in pursuing sustainable development goals (ESG), particularly in strengthening governance (G) throughout its entire business operations.

Mr. Jakub Kudrna, Director of Strategy and Chairman of the ESG Steering Committee at Home Credit Vietnam, receives the "Top 10 Sustainable Businesses in the Trade and Service Sector" award from Deputy Minister Nguyen Manh Khuong and Vice President of VCCI Nguyen Quang Vinh (Photo: Home Credit).

A new step forward in environmental and climate risk management.

At Home Credit, alongside maintaining business efficiency, the company is actively measuring and assessing the level of environmental and climate risks to its business operations and vice versa.

This represents a major shift for Home Credit in corporate governance, as identifying risks is the solid foundation for the company to implement sustainable initiatives.

Throughout its 17 years in Vietnam, Home Credit has consistently prioritized responsible growth through transparency and rigorous risk control. The company applies artificial intelligence (AI) and big data to assess customers' financial capacity, reduce bad debt, and expand access to services for underserved populations, without negatively impacting the financial health of either party.

At the end of Q3 2025, Home Credit recorded a non-performing loan (NPL) ratio of 1.57%, significantly lower than the industry average of 7.5%. Simultaneously, the company also promoted preferential financial solutions for environmentally friendly products such as electric vehicles and bicycles, fostering a "green" lifestyle in the community.

Mr. Jakub Kudrna and the Home Credit Vietnam team (Photo: Home Credit).

Home Credit believes that effective risk management not only helps the company build better business strategies, but also provides maximum protection for customers, helping them confidently take control of their lives.

Working together for the community: From support to sustainable livelihood development.

The company strives to support the community through social activities. In the context of Vietnam suffering from natural disasters, the company promptly mobilized its entire team to contribute over 2 billion VND to support the reconstruction of schools and assist employees in affected areas.

Since the beginning of the year, the "Home Love" program has supported more than 3,000 disadvantaged people nationwide, while also repairing and building five schools in remote areas. These activities consistently attract the active participation of many volunteers from within the company and its partners, contributing to spreading the spirit of community service.

The Home Credit Vietnam team contributed over 2 billion VND to support school reconstruction and assist employees in areas affected by storms and floods (Photo: Home Credit).

In parallel with direct support, Home Credit prioritizes solutions that help improve sustainable livelihoods for the community. For many years, the company has regularly implemented programs to provide capital support to disadvantaged women, training and accompanying them in the process of starting businesses and developing their family economies .

For the younger generation, the company collaborated with the Phu Yen Banking Academy to organize a sustainable livelihood startup competition, providing practical knowledge on sustainable development and risk management in businesses for students in the area.

At the same time, for many years now, the "Home Smart" program series has been implemented to reach and equip various target groups with basic financial knowledge.

In 2025 alone, Home Credit's workshops attracted over 2,000 students from universities in Ho Chi Minh City and Da Nang. In November, the company continued to share financial literacy with over 1,500 female partners of Be Group through both in-person and online formats.

“This year’s natural disasters have prompted us to reflect on our corporate responsibility in managing environmental risks and supporting stakeholders in society. With a people-centric approach, Home Credit is committed to working together to protect a safe and happy living environment, so that each individual can enjoy the life they desire.”

"With recognition from VCCI, we are even more motivated to continue delivering positive and lasting social impacts, contributing to building a more sustainable future for the community," said Jakub Kudrna, Chief Strategy Officer and Chairman of the ESG Steering Committee of Home Credit Vietnam.

Source: https://dantri.com.vn/kinh-doanh/home-credit-vao-top-10-doanh-nghiep-ben-vung-linh-vuc-thuong-mai-dich-vu-20251212203609601.htm