Gold mining data desk bank

The event, organized by the Vietnam Banking Association in collaboration with IEC Group, the National Data Association, and the National Cybersecurity Association, took place this morning, September 25th, in Hanoi .

A view of the Smart Banking 2025 conference held this morning in Hanoi. Photo: Organizing Committee.

According to the Vietnam Banking Association, with over 90% of transactions now conducted through digital channels and over 87% of adults owning bank accounts, the data generated daily becomes a valuable resource for banks to design smarter, more convenient, and safer products and services.

The reconciliation of 119 million individual accounts and 1.1 million organizational accounts from the National Population Database, along with credit data from over 54 million customers, has opened up the possibility of providing accurate, transparent, and personalized services.

However, the banking industry is facing many challenges in effectively exploiting data sources, transforming huge amounts of data into seamless, customer-centric experiences at every touchpoint...

The exhibition showcases digital products and solutions from banks... Photo: Organizing Committee

At the plenary session themed "Breakthroughs in Digital Transformation in the Banking Industry: Data as the Foundation, Customers as the Center," delegates discussed many noteworthy issues.

In addition, the dialogue session, themed "AI and the Digital Transformation Journey Towards Data-Driven Banking," clarified the role of AI in credit assessment, risk management, fraud prevention, and operational optimization.

The seminar "Connecting, Exploiting Data and Developing a Smart, Convenient Digital Ecosystem" opens up new opportunities from the formation and connection of national databases on population, businesses, and electronic identification.

Banking units practice cyber attack prevention. Photo: BTC

Notably, the thematic workshop "Cybersecurity Management in Today's Risky Environment" provided practical analyses, technological solutions, and strategic perspectives to protect data and payment systems, as well as strengthen digital trust in the finance and banking industry.

The workshop focused on discussing: mobile data security for businesses, identifying internal risks using AI, preventing data leaks in the financial services sector, potential threats in financial traffic, and sharing experiences in responding to ransomware attacks.

Source: https://hanoimoi.vn/ngan-hang-ban-khai-thac-mo-vang-du-lieu-717257.html