The investigation results show that Ms. Truong My Lan owns a huge amount of assets. The investigation agency has temporarily detained and seized real estate assets related to Ms. Truong My Lan, including: 1,266 original land use right certificates, 1,784 photocopies of land use right certificates, a list of 269 houses and lands for rent and 21 notarized contracts, 147 compensation agreements for land plots in the Phuoc Kien project, Nha Be district, Ho Chi Minh City.

The investigation agency also seized 1,237 real estates at companies related to defendant Truong My Lan; seized more than 857 million SCB shares of Ms. Truong My Lan and individuals registered under Ms. Lan's name; seized more than 137 million shares of 5 companies of legal entities and individuals registered under Ms. Lan's name, along with 1 yacht, 2 ships, 19 cars and other assets.

According to CQĐT, Ms. Truong My Lan assigned Ms. Dang Phuong Hoai Tam (Head of the Board of Directors of Van Thinh Phat Group) to monitor individual real estate, to know which property has been put into bank loan, which property has not yet been put into the loan.

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The loans related to Van Thinh Phat group at SCB Bank have in common because the Department of Customer Information transfer, the business unit makes a dossier according to the information provided, disbursed first, and the following records to legality.

Ms. Tam also manages and tracks the list of companies/individuals in the name of the property, the loan name; In charge of employees to carry out legal procedures, set up companies when they need to make a loan application of SCB bank.

In 2022, Ms. Truong My Lan showed Ms. Tam to see the list of her collateral at SCB and asked this person to check the information for each asset to see if there was a mistake or any property that was not returned when the loan was math.

According to Ms. Tam's testimony, around 2013 and 2014, she was assigned to the management group, monitoring assets, including the individual assets of Ms. Truong My Lan and Van Thinh Phat Group.

By the beginning of 2020, Ms. Tam was appointed Deputy Office of the Board of Directors in charge of the entire work of the Office. At this time, Ms. Tam assigned the monitoring of outstanding loans (including the name of the loan company, the loan amount, the disbursement date, the collateral, the loan balance, the loan term ...) for the other two to support.

These two people will replace Ms. Tam to contact SCB to get information about the outstanding loans related to the property, including the individual property of Ms. Truong My Lan and Van Thinh Phat Group so that when Ms. Lan asked for reporting, Ms. Tam had information to report immediately.

Ms. Tam acknowledged that she used to manage relevant information and outstanding loans at SCB Bank for 98 housing and land assets in Ho Chi Minh City and 28 agricultural land properties in District 9 (Thu Duc), Ho Chi Minh City. Ms. Tam knew these assets were mortgaged for loans at SCB.

In addition, Ms. Tam also directly contacted Mr. Tran Hoang Giang, Deputy Director of the SCB Bank for approval to update the situation of outstanding loans SCB and mortgaged assets.

Step into the "spiral"

Regarding the case, Mr. Tran Hoang Giang said: In 2014, he was a salesman, then was appointed Deputy Head of Appraisal Department at SCB Bank of Saigon Branch.

After a few years of working at SCB Bank, he was approved by the leaders of the Department and the Saigon Branch, the fact that SCB had to approve and disbursed loans to the customer group related to "Madam", is a powerful person at SCB, has the right to manage and direct the loans related to Van Thinh Phat group at SCB.

The loans related to Van Thinh Phat group at SCB Bank are all shown on SCB's "core banking" system with the information school as "medical" (ie "Marketing Department"); There is a common point because the Department of Customer Information transfer, the business unit prepares the dossier according to the information provided, disbursed first, and made the following records to legally legitimate.

The process of performing the task of preparing a legal approval dossier for Van Thinh Phat customer group has the "HSTT" information school, Mr. Giang received direct direction from Ms. Tran Thi My Dung, Deputy General Director and Director of the Credit Condorination and Mr. Bui Nhan was Deputy Director of Block, in charge of Wholesale Department.

In November 2020, Mr. Giang was appointed Head of Wholesale Customer Credit Department, under the credit approval and handling SCB debt. From August 31, 2022 until being prosecuted, Mr. Tran Hoang Giang was appointed as Deputy Director of the Division of Credit and Debt processing on behalf of Mr. Bui Nhan.

Mr. Giang confirmed: From October 7, 2020 to 2/6/2022, as the director of the re-evaluation department of SCB, the suspect signed, approved 192 of the loan evaluation report, 160 reports on the re-appraisal agreement for 160 customers who were individuals and legal entities of Van Thinh Phat Group of Ms. Truong My Lan borrowed 208 loans with outstanding loans until October 17, 2022.

In which, the principal balance is 115,030 billion dong and the interest balance is more than 13,477 billion dong, including interest/fee debt that has been sold/dedicated.

Mr. Giang also claimed that it was aware of the submission and approval of loans "medical association" related to the group of customers of thousands of Thinh Thinh Phat, Ms. Truong My Lan, which was contrary to the usual loan process, violating the provisions of the law on credit level.