In the second half of the year, where to invest for stable profits and extra 'good' gifts?

Saving money is a safe and effective investment channel.

Which investment channel is both safe and offers many benefits?

Amidst a still volatile economic environment, depositing savings and participating in insurance programs at banks remain safe and popular forms of financial investment and accumulation. This is because both operate legally under the direct supervision of the Ministry of Finance and the Government.

For savings accounts, interest rates among banks are often quite competitive in order to attract deposits, and depositors benefit from this "race." In addition, many banks offer higher interest rates when customers deposit online instead of at the counter, and depositors can easily choose their term and withdraw money flexibly according to their needs.

Besides stable and secure returns, many people also prefer depositing money in banks to enjoy accompanying preferential policies such as exemption from service fees and account fees, participation in promotional programs, and attractive gifts, etc.

According to experts, with the current mixed economic outlook, depositing money in a bank savings account is an ideal safe haven for funds, offering virtually no risk, easy withdrawals, and readily available capital for reinvestment when needed. Compared to investing in gold during this volatile market period, savings accounts remain a safe and reasonable choice. Especially since the beginning of the year, savings interest rates at banks have started to rise again.

Insurance, on the other hand, is a form of risk mitigation, limiting losses in the face of life's unforeseen events. In particular, life insurance not only provides comprehensive healthcare coverage but also offers a solid financial security solution.

Furthermore, participating in life insurance is also a form of accumulation, preparing financially for long-term goals. Mr. Tran Vinh Khang (47 years old, Ho Chi Minh City) said: " For me, life insurance always brings double benefits, both as an economic support in case of unforeseen circumstances and as a savings fund if life goes smoothly. The money accumulated from life insurance helps my family cover the costs of university education, studying abroad for our children, or provides peace of mind for retirement ."

Similar to saving money in a bank, when purchasing life insurance through banks, customers also benefit from promotional programs and gifts offered by the bank, with the highest prizes sometimes reaching billions of VND.

Deposit savings and buy life insurance at Sacombank : Opportunity to win a BMW worth over 2 billion VND.

Sacombank is one of the leading banks providing high-quality financial products and services such as savings accounts and insurance. In particular, the bank regularly implements attractive promotional programs, most recently the "Summer Fun - Great Gifts" promotion for individual customers who deposit savings or purchase life insurance, with a total gift value exceeding 8 billion VND.

Two BMW cars and many other attractive prizes are waiting for the luckiest winners.

Accordingly, from June 3rd to August 31st, 2024, for every 50 million VND deposited at the counter, at STM smart transaction machines, or online (Internet Banking, Mobile Banking, Sacombank Pay), customers will receive one lucky draw code to participate in the "Summer Fun - Great Gifts" lucky draw program. For customers who choose to deposit online, Sacombank will also increase interest rates by an additional 0.4%/year for terms from 1-3 months and 0.2%/year for other terms.

For customers who purchase Dai-ichi Life Vietnam life insurance at Sacombank, for every 20 million VND in first-year premium, customers will receive one lucky draw code. Especially, when customers both deposit savings and purchase insurance, they will receive double the number of lucky draw codes.

The more lucky draw codes you accumulate, the higher your chances of winning valuable prizes, as the "Summer Fun - Great Gifts" program offers 352 prizes, including: 2 BMW X3 M Sport cars (2.1 billion VND/car), 20 Vespa Primavera S 125 scooters, 40 SBJ diamond jewelry sets, 100 Vietravel travel vouchers, and 190 JBL Flip 6 Bluetooth speakers.

Grab your chance to win amazing prizes this summer! Contact our Hotline at 1800 5858 88 or visit HERE for more details.

Source: https://thanhnien.vn/nua-cuoi-nam-dau-tu-vao-dau-de-on-dinh-sinh-loi-lai-them-hoi-qua-tang-185240701110905239.htm