Coordinate with local Party committees and authorities to manage people's credit funds.

State Bank Region 6 has just conducted a working session with the authorities of 10 communes in the West Hai Phong area on the activities of people's credit funds in the area.

Comrade Nguyen Thi Dung, Acting Director of State Bank Region 6, spoke at a working session.

From mid-September until now, the State Bank of Region 6 has organized working sessions with local authorities and 23 people's credit funds in 10 localities: Thuong Hong Commune (2 funds), Ke Sat Commune (2 funds), Nguyen Luong Bang Commune (3 funds), Nam Thanh Mien Commune (3 funds), Gia Loc Commune (2 funds), Yet Kieu Commune (2 funds), Nguyen Giap Commune (3 funds), Tan Ky Commune (2 funds), Tu Ky Commune (2 funds) and Dai Son Commune (2 funds).

Through the working sessions, in general, the people's credit funds in the 10 above mentioned localities have performed well in capital mobilization and lending. Credit indicators such as minimum capital safety ratio, ratio of mobilized capital to equity capital, capital mobilization from members, lending, etc. have basically met the requirements according to the regulations of the State Bank.

However, the ratio of secured loans to total outstanding loans and the ratio of capital mobilized from members to total mobilized capital have not been achieved; unsecured loans are still high in some funds.

In addition, due to the arrangement of commune-level administrative units according to the 2-level local government model, some funds are geographically far from the center, affecting the travel and transactions of members and customers. Competition in interest rates for mobilization and lending compared to some commercial banks is still weak.

At the working sessions, the State Bank of Region 6 acknowledged the proposals and recommendations of the people's credit funds; requested local authorities to continue to support and accompany the State Bank in the management, inspection and supervision of the activities of the people's credit funds in accordance with the assigned functions and tasks.

Scene of the working session between the State Bank of Region 6, the Party Committee, the government of Tu Ky commune and two people's credit funds in the area on October 13.

At the working sessions, the key contents under the direction of Directive 06/CT-TTg of the Prime Minister on continuing to consolidate and improve the quality of operations of the people's credit fund system, Directive 10/CT-UBND of the Hai Phong City People's Committee on strengthening the responsibility of local authorities in managing people's credit funds, Decision 209/QD-NHNN of the Governor of the State Bank on approving the Project on consolidating and developing the people's credit fund system until 2020, with a vision to 2030 were focused on implementation.

The above working sessions are part of the working plan of the State Bank of Region 6 with the People's Committees of communes and wards where people's credit funds operate. Thereby, it aims to strengthen the coordination between the State Bank of Region 6 with the Party Committees and authorities of communes and wards where people's credit funds operate.

According to this plan, first of all, the State Bank of Region 6 will work with 29 localities with 2 or more people's credit funds, with 65 out of a total of 99 people's credit funds in the city.

HA KIEN

Source: https://baohaiphong.vn/phoi-hop-voi-cap-uy-chinh-quyen-co-so-quan-ly-quy-tin-dung-nhan-dan-523563.html