ESG is no longer a concept, but a standard in the investment and corporate governance world. Financial institutions today not only consider credit based on financial performance, but also evaluate factors related to the environment, society and governance.
This shift in assessment criteria is expected to promote a responsible economic development, where growth does not come at the expense of the environment or community values. In that ecosystem, banks act as “gatekeepers” of capital flows and green credit is a key tool to direct money flows to sustainable development areas.
In that trend, from June 2025, Prosperity and Development Joint Stock Commercial Bank (PGBank) has officially joined this wave by implementing green credit products for corporate customers. Officially implementing "PG Green - green financial solutions for a sustainable future" to finance investment activities or environmentally friendly production and business models.
The product applies to areas such as: green agriculture , sustainable forestry, green industry, renewable energy, sustainable transportation, waste treatment, natural environment protection, ecological restoration, natural disaster prevention, sustainable water management... with many incentives on interest rates and service fees: preferential interest rates: 0.5%/year reduction compared to the normal loan interest rate currently applied at PGBank; free payment account management; up to 50% reduction in international payment service fees compared to PGBank's normal fee schedule;
PGBank hopes that with PG Green, the bank will not only create conditions for green businesses to access preferential capital, but also be a driving force to encourage domestic businesses to change their models, be ready to join the sustainable value chain and keep up with global trends.
The special thing is that PGBank not only provides products, but also builds a separate regulation with a diverse portfolio of lending fields, along with a specialized credit appraisal mechanism, ensuring easy, fast and convenient access for green businesses.
It is known that before deploying PG Green products for corporate customers, since the beginning of 2025, PGBank has promoted the implementation of the ESG program internally, with the development of standards and encouragement of activities associated with environmental protection, human development and transparent governance, towards the goal of sustainable development and enhancing corporate value.
With the orientation of "Always succeeding with you", PGBank commits to continue to innovate and deeply integrate ESG into its business strategy, thereby actively contributing to building a greener, more transparent and sustainable community.
Source: https://doanhnghiepvn.vn/kinh-te/kinh-doanh/to-chuc-tai-chinh-dong-hanh-cung-khach-hang-xanh-hoa-mo-hinh-kinh-doanh/20250708070614397
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