According to the newly issued Decree 67/2023/ND-CP, civil liability insurance for motor vehicles, including motorcycles, is a mandatory document when participating in traffic.
Current third-party liability insurance policies clearly stipulate a liability limit of 150 million VND per person per accident for injuries and fatalities caused by motor vehicles. For property damage, the maximum compensation is 50 million VND.
Surveys conducted at several major insurance companies such as Post Insurance (PTI), Bao Viet Insurance, Military Insurance (MIC), and PVI Insurance Corporation show that the current price for third-party liability insurance for motorcycles over 50cc is 66,000 VND/year. Other types of vehicles, such as electric motorcycles and motorcycles under 50cc, have a similar insurance price of 60,500 VND/year. For large displacement motorcycles and three-wheeled motorcycles over 175cc, the insurance price increases to 319,000 VND/year.
Buying motorcycle insurance can provide compensation of up to 150 million VND for loss of life and 50 million VND for property damage in accidents.
People can purchase motorcycle insurance through two simple methods:
Purchase directly from reputable sources: People can buy motorcycle insurance at official distributors, banks, or reputable gas stations. When purchasing, simply provide the necessary documents such as your Citizen Identity Card or National Identity Card, along with your vehicle registration certificate. After completing the procedure, customers will receive a certificate of mandatory third-party liability insurance and voluntary insurance (if applicable).
Buying online via payment apps: For busy people or those who find it inconvenient to go to sales points, buying motorcycle insurance through payment apps such as My Viettel , Viettel Pay, Momo e-wallet, etc., is a convenient option.
Simply download the app, enter the necessary information, and complete the payment. Buyers will then receive an electronic third-party liability insurance certificate with a QR code for easy verification when needed.
Purchasing insurance from reputable sources is crucial to avoid buying counterfeit or legally invalid policies. Some unscrupulous individuals are currently exploiting people's lack of knowledge to sell fake motorcycle insurance policies at lower prices, but which do not guarantee compensation in the event of an accident.
Source: https://www.congluan.vn/bao-hiem-xe-may-co-the-nhan-boi-thuong-len-den-150-trieu-dong-post308067.html
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