May every back-to-school season be a season of complete joy.

Home Credit2.jpg — Children's joy of going to school will be even more complete with the support of Home Credit.

A solid foundation from Home Credit

Every back-to-school season, the list of essentials for children seems to grow longer. Understanding this burden, Home Credit has partnered with leading retail chains such as The Gioi Dien May, Dien May Xanh,FPT Shop, CellphoneS, Honda, and Vinfast to offer an effective financial solution.

Programs ranging from purchasing phones, laptops, and tablets to the latest gasoline and electric motorbike models with 0% interest installment plans and zero down payments have removed initial financial barriers, allowing parents to equip their children with the most essential tools without a large sum of money.

With flexible payment terms of up to 24 months, family spending plans become much easier to manage.

But purchasing new equipment is just the beginning; tuition fees and living expenses also present significant challenges. To definitively address this concern, Home Credit's cash loan solution is designed to be quick and easily accessible.

With flexible loan limits ranging from 5 to 250 million VND and a streamlined approval process, families can receive support almost immediately. More importantly, repayment terms can extend up to 57 months, helping to spread out payments and significantly reduce monthly financial pressure.

Specifically, parents who already own a Home Credit credit card will receive a VND 400,000 discount on bills of VND 8 million or more when purchasing goods at FPT Shop and CellphoneS until August 31st.

Home Credit3.png — Get financially ready for the back-to-school season with Home Credit Vietnam.

More than just a financial provider, Home Credit demonstrates a deep sense of social responsibility and a long-term commitment to the future of Vietnam's young generation through its "Home Love" program.

This is a meaningful journey, where each new credit contract opened will contribute 10,000 VND to the fund, in coordination with the Hope Foundation, to renovate and build new schools in disadvantaged areas such as Thanh Hoa and Dien Bien . Each transaction therefore not only has financial value but also represents an action contributing to building a sustainable future.

“We understand that parents always want their children to be as ready and confident as possible for the new school year,” said Jakub Kudrna, Business Strategy Director of Home Credit. “Therefore, Home Credit not only provides practical financial support but also aims to build a brighter future for the young generation of Vietnam.”

Home Credit4.png — The "Home Love" journey extends love across the entire country.

Where dreams take flight

These financial solutions, in fact, are more than just numbers or contracts. They are the source of optimistic stories, the foundation upon which mothers like Hong Dung and Huong can be financially prepared, illuminating the future for their children.

In a small alley in Cu Chi, Ho Chi Minh City, the good news that her son had been accepted into university came with a considerable worry for Ms. Hong Dung. As a garment factory worker, single-handedly supporting a family of three, she faced immense pressure from tuition fees, the cost of buying a laptop and a motorbike for her son.

Just then, she found support at Home Credit. A cash loan of over 40 million VND was quickly approved, not only completely resolving her immediate financial burden but also bringing her peace of mind. “When I got the loan from Home Credit, I felt so much more at ease. Having money for my children eased my burden and reduced my financial worries,” Ms. Dung shared with a relieved smile.

The story of financial support continues in another region, where Ms. Hoang Thi Huong, a teacher who has spent 24 years teaching in the mountainous Ha Quang district of Cao Bang province, also harbors similar concerns.

As a single mother, her teacher's salary was barely enough to cover the expenses for her and her son. As her son prepared to enter university, the dream of buying him a new laptop became a daunting task. Without hesitation, she turned to Home Credit's installment payment program.

The dream laptop has finally arrived in her son's hands, and the burden on the mother's shoulders has been somewhat lightened. "Since Home Credit started supporting me, I feel more comfortable with my spending, and I'm no longer worried about living expenses," Ms. Huong confided.

From bustling cities to underprivileged rural areas, stories like those of Ms. Dung and Ms. Huong demonstrate that Home Credit offers more than just financial solutions. More than that, the company provides peace of mind, readiness, and a bright sense of optimism, ensuring that each back-to-school season is truly a joyful one.

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