What is the ATM transfer limit?

Besides new forms of transactions such as Internet banking, Mobile banking, money transfer at ATM is still preferred by many people. Like other forms of transactions, money transfer at ATM also has limits according to the regulations of each bank.

The transfer limit is the amount of money a user can transfer from one account to another in one transaction.

Minimum transfer limit

The minimum transfer limit is the minimum amount of money that a customer can transfer when transacting at an ATM. Currently, the minimum transfer limit at an ATM ranges from 50,000 to 25 million VND. If the amount is less than this, the user cannot make the transaction.

The maximum transfer limit at an ATM depends on the card type. (Illustration photo)

Maximum transfer limit

The maximum transfer limit allowed via ATM ranges from 50,000,000 VND/transaction, 500,000,000 VND/day. Customers can transfer money one or more times. However, transferring money via ATM has a higher fee than transferring money via mobile banking.

For international debit cards, users can transfer up to 50 million VND/day. For credit cards, customers cannot transfer money exceeding the limit granted when opening the credit card.

Note, the above is only a reference transfer limit. To know the exact maximum transfer limit of each bank, customers need to refer to the bank's website or contact the bank's call center.

Factors affecting ATM transfer limits

The maximum ATM transfer limit can be affected by many factors such as:

- ATM card type : Each type of ATM card has a different maximum transfer limit. Regular ATM cards have lower limits than advanced ATM cards.

- Account status : If the account does not have enough money to make a transaction, the maximum transfer limit is limited.

- Bank hours: Maximum ATM transfer limits may be restricted on holidays or outside bank hours.

To increase the limit when transferring money at ATMs, customers can register for bank service packages.

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Source: https://vtc.vn/han-muc-chuyen-tien-qua-atm-la-bao-nhieu-ar853442.html