Vietcombank interest rates in August 2025: Interest rate framework remains stable, highest at 4.7%/year

Vietcombank's deposit interest rates in August 2025 range from 0.2% to 4.7%/year for individual customers and from 0.2% to 4.2%/year for businesses.

Savings interest rates applicable to individual customers as of August 2025.

In August 2025, Vietnam Foreign Trade Commercial Bank ( Vietcombank ) continued to apply a savings interest rate framework for individual customers, ranging from 0.2% to 4.7% per year, with interest paid at the end of the term.

According to the current interest rate schedule, short-term deposits from 7 to less than 14 days have an interest rate of 0.2% per year. For terms from 1 to less than 3 months, the interest rates are 1.6% and 1.9% per year, respectively. Deposits from 6 to 9 months are currently offered at 2.9% per year.

Vietcombank's deposit interest rates in August 2025 ranged from 0.2% to 4.7% per year.

For customers needing medium and long-term deposits, Vietcombank currently offers an interest rate of 4.6% per year for a 12-month term. Meanwhile, deposits from 24 to 60 months maintain the highest rate at 4.7% per year.

Vietcombank's deposit interest rate table for individual customers.

Term	Interest rate
No term	0.10%
7 days	0.20%
14 days	0.20%
1 month	1.60%
2 months	1.60%
3 months	1.90%
6 months	2.90%
9 months	2.90%
12 months	4.60%
24 months	4.70%
36 months	4.70%
48 months	4.70%
60 months	4.70%

Source: Vietcombank

Vietcombank's deposit interest rates for businesses in August 2025

Entering August 2025, Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) continues to implement the mobilization interest rate schedule for corporate customers, with the rate ranging from 0.2% to 4.2%/year. The specific interest rate is adjusted according to the deposit term and type of corporate deposit product, including both term and non-term deposits.

Term	Interest rate
No term	0.2%
1 month	1.5%
2 months	1.5%
3 months	1.8%
6 months	2.8%
9 months	2.8%
12 months	4.1%
24 months	4.2%
36 months	4.2%
48 months	4.2%
60 months	4.2%

Source: Vietcombank

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