Can I withdraw money if I lose my savings book?

Below are the steps to withdraw money when losing your savings book:

Notify the bank immediately: Go to the bank branch where you opened the savings book to report the loss of the book. Bring identification documents such as ID card and household registration to verify your identity.

Verification procedure: The bank will verify your personal information such as full name, date of birth, account number (if remembered). If necessary, you may be asked to provide additional information such as address, occupation, or recent transactions related to the savings book.

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Complete the required procedures: You will be asked to fill out a form to report the loss of your savings book. In addition to your ID card and household registration, you may need to provide other documents such as proof of address, proof of marital status (if necessary).

Waiting for verification and processing: The time it takes for the bank to verify and process your request may vary depending on the bank and the complexity of the case. The bank will notify you of the verification result and when the funds can be withdrawn.

Withdrawal: Once your information has been confirmed and the necessary procedures have been completed, you can withdraw money by bank transfer or cash at the counter.

Important Note: Always keep your personal information and account number confidential to avoid being exploited by scammers. Double-check all information before signing any documents. After withdrawing money, keep the receipt as evidence.

For convenience in doing procedures when needed, you should keep a copy of the savings book or write down important information such as account number, date of opening, deposit amount. Some banks provide insurance service for loss of savings book, you can refer to get better support in case of unfortunate events.

Cong Hieu (synthesis)

Source: https://vtcnews.vn/co-duoc-rut-tien-khi-mat-so-tiet-kiem-ar903549.html