With their complex production chains, large working capital, and frequent trade finance needs, textile and yarn manufacturing businesses always require a flexible and specialized financial ecosystem. Understanding this, ABBANK has officially introduced a comprehensive solution package tailored to the industry's deep understanding, aiming to simultaneously meet capital needs, optimize transaction costs, and support effective cash flow management on a digital platform for businesses.
The financial solutions package includes various forms of credit provision such as: diverse secured lending, receiving and granting unsecured credit up to 80% of the credit limit value, preferential deposit rates for L/C issuance from 0%, discounting of export documents up to 100% of the receivable value, and issuance of corporate credit cards up to VND 2 billion.
Businesses with export revenue in USD also benefit from preferential VND loan interest rates starting from just 2.35% per year – one of the lowest rates on the market today. In addition, ABBANK waives 100% of international payment fees for eligible transactions, helping to reduce financial costs in a context where logistics costs and raw material import costs remain significant pressures for businesses in the textile and garment industry.
Simultaneously, ABBANK is also implementing a series of supplementary preferential policies such as: completely free domestic payment transactions on the ABBANK BUSINESS digital banking platform, free 12 months of collection services via identified accounts, tặng attractive account numbers, and an additional 0.5%/year when opening online deposit contracts. Businesses with import and export needs also enjoy preferential fee packages of up to 65% for TTR money transfers and 50% for L/C services, international and domestic collection.
Source: https://doanhnghiepvn.vn/doanh-nghiep/ho-tro-doanh-nghiep-may-mac-san-xuat-soi-tiep-can-nguon-von/20250910091613664
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