Today's bank interest rates have seen Techcombank (Vietnam Technological and Commercial Bank) adjust deposit interest rates upwards for terms under 6 months.

According to the online deposit interest rate chart for deposits under 1 billion VND, the 1-2 month term increased by 0.1%/year to 3.35%/year, and the 3-5 month term increased by 0.1%/year to 3.65%/year.

Techcombank also applied a corresponding increase to deposit accounts between 1 and 3 billion VND and above 3 billion VND.

Accordingly, the deposit interest rate applied to customers with deposit balances from VND 1 billion to less than VND 3 billion for a term of 1-2 months is 3.45%/year, and for a term of 3-5 months is 3.75%/year.

The online deposit interest rate applicable to customers with deposit balances of 3 billion VND or more is 3.55%/year for 1-2 month terms and 3.85%/year for 3-5 month terms.

Techcombank maintains the same deposit interest rates for terms of 6 months or more. According to the published interest rate schedule for deposits under 1 billion VND, the rate for 6-11 month terms is listed at 4.55%/year, and for 12-36 month terms at 4.85%/year.

Techcombank was the only bank to adjust deposit interest rates this morning, becoming the second bank to increase deposit rates since the beginning of November.

Previously, on November 4th, An Binh Commercial Joint Stock Bank (ABBank) increased deposit interest rates for terms from 6-11 months by 0.2%/year to 5.5%/year for online deposits with a 6-month term, and by 0.1%/year to 5.6%/year for online deposits with terms of 7-11 months.

ABBank currently offers the highest officially announced deposit interest rates. Interest rates for 15-18 month terms reach 6.2% per year, and for 24-month terms reach 6.3% per year.

ONLINE DEPOSIT INTEREST RATE CHART OF BANKS ON NOVEMBER 5, 2024 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.2 2.7 3.2 3.2 4.7 4.7
MB 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.9 5.5 5,6 5.9 6.2
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.95 4.25 5.4 5.5 5.8 6.15
BAOVIETBANK 3.3 4 5.2 5.4 5.8 6
BVBANK 3.8 4 5.2 5.5 5.8 6
CBBANK 3.8 4 5.5 5.45 5.65 5.8
DONG A BANK 3.9 4.1 5.55 5.7 5.8 6.1
EXIMBANK 3.9 4.3 5.2 4.5 5.2 5.8
GPBank 3.2 3.72 5.05 5.4 5.75 5.85
HDBANK 3.85 3.95 5.1 4.7 5.5 6.1
KIENLONGBANK 3.7 3.7 5.2 5.3 5,6 5.7
LPBANK 3.6 3.8 5 5 5.4 5.7
MB 3.3 3.7 4.4 4.4 5.1 5
MSB 3.9 3.9 4.8 4.8 5,6 5,6
NAM A BANK 3.8 4.1 5 5.2 5,6 5.7
NCB 3.9 4.2 5.55 5.65 5.8 5.8
OCB 3.9 4.1 5.1 5.1 5.2 5.4
OCEANBANK 4.1 4.4 5.4 5.5 5.8 6.1
PGBANK 3.4 3.8 5 5 5.5 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5,6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 5 5.1 5.5 5.8
TECHCOMBANK 3.35 3.65 4.55 4.55 4.85 4.85
TPBANK 3.5 3.8 4.7 5.2 5.4
VIB 3.2 3.6 4.6 4.6 5.1
VIET A BANK 3.4 3.7 4.8 4.8 5.4 5.7
VIETBANK 3.8 4 5.2 5 5,6 5.9
VPBANK 3.6 3.8 4.8 4.8 5.3 5.3