
For many years, Mr. Tran Viet Quyet's family was in a very difficult situation. His wife unfortunately had an accident and had to undergo brain surgery 3 times. His 2 children are studying at university, and Mr. Quyet alone shouldered the burden of taking care of the family's finances . Through preferential loans from the Hung Ha Social Policy Bank Transaction Office, Mr. Quyet bought machinery to build a carpentry workshop at home and invested in livestock farming. Thanks to his efforts and hard work, his family's life has become less difficult. Mr. Tran Viet Quyet shared: My family's life is very difficult, my wife is in poor health and cannot do heavy work, my 2 children are in Hanoi, every month I have to provide money for their education. During difficult times, I received a loan from the Social Policy Bank to invest in production and develop the economy. That was very timely support, a motivation for the family to rise up. I thank the local agencies, organizations as well as the Hung Ha Social Policy Bank Transaction Office for helping my family have a better life.
In Tien Lu commune, Ms. Nguyen Thi Hoi's family has been a poor household for many years with extremely difficult circumstances. Not resigned to poverty, she borrowed capital from the Tien Lu Social Policy Bank Transaction Office to develop the economy. Ms. Hoi invested in raising cows and many other types of poultry. The favorable selling price helped the family have money to reinvest in production and cover their living expenses. When economic conditions improved, family life became less difficult. By 2023, Ms. Hoi's family had escaped poverty. A few years ago, Ms. Hoi's children were still young, and one of her grandchildren unfortunately fell ill, so life was very difficult. When the social policy bank lent capital to invest in production, she boldly bought cows, ducks, and chickens to raise. Thanks to the herd of cows reproducing regularly and developing well, each year it brings her family tens of millions of dong, making life less difficult. Previously, Ms. Hoi's family was a poor household, but now it has escaped poverty.
In the process of sustainable poverty reduction, in addition to the efforts of poor and near-poor households themselves, the lever for them to have the opportunity to develop the economy is the mechanisms and policies of the Party and the State. In which, there is a preferential loan policy from the social policy bank system. This is the "key" to open a new direction, helping poor and near-poor households have the opportunity to rise up. The current loan program for poor households in the province has a debt balance of over 251 billion VND with 4,054 borrowers, near-poor households have a debt balance of over 319 billion VND with 5,164 borrowers. In addition, poor and near-poor households also benefit from many other programs such as clean water and environmental sanitation programs, student programs, housing programs for the poor or other social security programs. Mr. Hoang Van Loi, Director of the Transaction Office of Hung Ha Social Policy Bank, said: In the past time, the unit has proactively coordinated and reviewed the loan needs of poor and near-poor households in the area. Disbursement of loans promptly meets the needs, ensuring that 100% of poor and near-poor households eligible for loans have access to social policy credit capital. Thereby, it has created conditions for poor and near-poor households to have capital to invest in production, business, change occupations, expand livestock and crop development, create jobs and stable income.
With their will and determination, many households have strived to escape poverty and near-poverty. Accompanying them is the attention of the Party and the State with appropriate mechanisms and policies to make poverty reduction work effective, fast and sustainable.
Source: https://baohungyen.vn/cung-nguoi-dan-giam-ngheo-ben-vung-3188646.html






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