On the afternoon of October 22nd, the Board of Directors' Representative Committee of the Vietnam Social Policy Bank (VSPB) of the province held a conference to evaluate the results of operations for the first nine months and to implement tasks for the last three months of 2024. Mr. Nguyen Van Thi, Member of the Provincial Party Standing Committee, Permanent Vice Chairman of the Provincial People's Committee, and Head of the Board of Directors' Representative Committee of the VSPB of the province, chaired the conference.
Comrade Nguyen Van Thi, Member of the Provincial Party Standing Committee, Permanent Vice Chairman of the Provincial People's Committee, Head of the Board of Directors of the Provincial Social Policy Bank spoke at the conference.
In the first 9 months of 2024, the Board of Directors of the Provincial Social Policy Bank actively and proactively followed the policies and orientations of the Party and the Government on social policy credit, as well as the direction of the Central Social Policy Bank, the Provincial Party Committee, the Provincial People's Council, and the Provincial People's Committee to implement assigned tasks and plans. The Board of Directors of the Social Policy Bank at all levels advised the People's Councils and People's Committees at the same level to transfer local budget sources to the Social Policy Bank to supplement capital for lending to poor households and policy beneficiaries, reaching 650 billion VND, an increase of 141 billion VND compared to the beginning of the year; 27/27 units have completed and exceeded the 2024 plan.
Director of the Vietnam Bank for Social Policies (VBSP) in Thanh Hoa, Le Huu Quyen, presented the report on the VBSP's activities for the first nine months of 2024.
As of September 30, 2024, the total policy credit capital reached VND 14,563.4 billion, an increase of VND 769.6 billion compared to the beginning of the year (a growth rate of 5.6%), with over 250,000 poor households and other policy beneficiaries still having outstanding loans. Outstanding loans entrusted through socio- political organizations reached VND 14,443 billion, an increase of VND 777 billion compared to the beginning of the year.
Credit quality is maintained, overdue debt and frozen debt are 19,632 million VND, accounting for 0.13% of total outstanding debt, 0.42% lower than the national average. Of which, overdue debt is 10,512 billion VND, accounting for 0.07%; frozen debt is 9,120 billion VND, accounting for 0.06%.
Delegates attending the conference.
In the first nine months of 2024, social policy credit capital supported investment in production and business, creating jobs for 8,498 workers, including 498 workers who went to work abroad on fixed-term contracts and more than 252 people who had completed their prison sentences and found employment; helped 1,732 disadvantaged students borrow capital for their studies; built, renovated, and upgraded more than 56,000 clean water and sanitation facilities in rural areas; supported the purchase, construction, repair, and renovation of 108 social housing units for policy beneficiaries, contributing to economic stability and development, ensuring social security, and successfully implementing the task of investing preferential credit in national target programs for sustainable poverty reduction, new rural construction, and socio-economic development in ethnic minority and mountainous areas.
Ms. Ngo Thi Hong Hao, Chairwoman of the Provincial Women's Union and member of the Board of Directors of the Provincial Social Policy Bank, delivered a speech at the conference.
The Vietnam Bank for Social Policies (NHCSXH) and entrusted socio-political organizations have effectively implemented solutions to mobilize capital; focused on disbursing policy credit funds; strengthened inspection and supervision at the grassroots level; and promoted and encouraged members to implement and utilize mobile banking applications and services.
Social policy credit activities have made a significant contribution to the effective implementation of programs, goals, and tasks related to sustainable poverty reduction, new rural development, human resource development, social security, political stability, national security and defense, and socio-economic development.
Member of the Board of Directors of the Provincial People's Credit Fund spoke at the conference.
At the meeting, delegates focused on discussing the difficulties and obstacles encountered in the implementation of policy credit programs, and also proposed solutions to effectively carry out the tasks in the remaining months of 2024.
Comrade Nguyen Van Thi, Standing Vice Chairman of the Provincial People's Committee and Head of the Board of Directors of the Provincial Social Policy Bank, delivered a speech at the conference.
Speaking at the conference, Standing Vice Chairman of the Provincial People's Committee Nguyen Van Thi, Head of the Board of Directors' Representative Committee of the Vietnam Bank for Social Policies (VBSP) in the province, highly appreciated the results achieved in the first nine months of 2024 by the Board of Directors' Representative Committees of the VBSP at all levels and the entrusted activities of political and social organizations.
Social policy credit activities have made a significant contribution to the effective implementation of programs, goals, and tasks related to sustainable poverty reduction and new rural development in localities.
The comrade emphasized: In the coming time, the Board of Directors of the Social Policy Bank of the province will continue to do a good job of advising the Provincial Party Committee, the Provincial People's Council, and the Provincial People's Committee on implementing Conclusion 06-KL/TW of the Party Central Committee on implementing Directive No. 40-CT/TW on strengthening the Party's leadership over social policy credit, focusing on transferring local budget capital to the Social Policy Bank for lending to poor households and other policy beneficiaries; promoting information dissemination to the people about lending programs; and encouraging organizations and individuals to participate in depositing savings at the bank to supplement lending capital.
Assign the target of increasing the capital source plan for receiving trust at the local level in 2025 to districts, towns and cities. At the units, urgently advise the People's Council and People's Committee at the same level to record in the 2025 budget expenditure estimate the target of increasing the capital source plan from the local budget transferred to the Social Policy Bank as assigned by the Head of the Board of Directors of the Provincial Social Policy Bank.
The comrade also requested that the members of the Board of Directors of the Social Policy Bank of the province continue to uphold their roles and responsibilities, effectively perform their assigned functions and tasks; and coordinate well with local authorities and socio-political organizations. The members of the Board of Directors of the Social Policy Bank should continue to do a good job of inspection and supervision at the grassroots level to ensure the safety of capital and maximize the effectiveness of social policy credit in practice.
The Vietnam Bank for Social Policies (NHCSXH) and entrusted socio-political organizations have focused on disseminating information and implementing the disbursement of policy credit funds.
For the provincial branch of the Vietnam Bank for Social Policies (VBSP), proactively provide effective advice to the Board of Directors of the VBSP in implementing tasks according to the operational regulations. Strengthen measures to mobilize capital, ensuring the plan assigned for 2024 is met. For political and social organizations entrusted with managing funds, direct associations at all levels to coordinate with the VBSP in the lending areas and relevant units to continue reviewing beneficiaries of preferential government credit funds, promptly transferring funds to policy beneficiaries, ensuring compliance with regulations...
Khanh Phuong
Source: https://baothanhhoa.vn/tin-dung-chinh-sach-gop-phan-tich-cuc-vao-muc-tieu-phat-trien-kinh-te-giam-ngheo-bao-dam-an-sinh-xa-hoi-228297.htm
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